Nicole Munnerlyn
Producing Branch Manager | NMLS# 1987020
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Nicole kept me informed and went above and beyond to get my loan with the terms promised.
Easy to work with, professional, and convenient
Easy to work with, professional, and convenient
Nicole was very easy to talk to and truly cared about what worked best for us. She was recommended to us by a friend and I will definitely be recommending her!
Nicole was very easy to talk to and truly cared about what worked best for us. She was recommended to us by a friend and I will definitely be recommending her!
Nicole was great! When I called with questions she was quick to answer and explained everything well. She was at closing which was very nice and helpful. Great experience!!
Nicole was great! When I called with questions she was quick to answer and explained everything well. She was at closing which was very nice and helpful. Great experience!!
Nicole did
Nicole did
Nicole was very professional throughout the loan process. The communication was constant so we knew where we were in the process at all times. We would certainly recommend her to anyone looking for loan servicing!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1987020
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.