Nicole Munnerlyn
Producing Branch Manager | NMLS# 1987020
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Everyone worked well together and were able to answer any concerns I may have. The process was held very professionally and I was always made aware of any changes that may occur. The staff was awesome!
Nicole and her team took control and made sure that everything progressed with as few hiccups as possible.
Nicole and her team took control and made sure that everything progressed with as few hiccups as possible.
She was there helping us all the way through the process. Provided us with all the help we needed. Great person to work with. Give her a big Thank You
She was there helping us all the way through the process. Provided us with all the help we needed. Great person to work with. Give her a big Thank You
Nicole and her whole team were johnny on the spot and very efficient in moving our loan forward. We applied right after Thanksgiving and closed on December 23rd! Talk about working with wizards!!!!
Nicole and her whole team were johnny on the spot and very efficient in moving our loan forward. We applied right after Thanksgiving and closed on December 23rd! Talk about working with wizards!!!!
Nicole was extremely helpful in a tough situation. I couldn't have asked for more support in this process than anyone. Will recommend her to all and look her up for more services in the future!!
Nicole was extremely helpful in a tough situation. I couldn't have asked for more support in this process than anyone. Will recommend her to all and look her up for more services in the future!!
Nicole kept me informed and went above and beyond to get my loan with the terms promised.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1987020
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.