Nicole Munnerlyn
Producing Branch Manager | NMLS# 1987020
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Nicole Munnerlyn was super helpful and very through!
Nicole was very easy to work with. She was great! Very professional and went above and beyond to get us the best deal. Have already recommended her to a few people.
Nicole was very easy to work with. She was great! Very professional and went above and beyond to get us the best deal. Have already recommended her to a few people.
Cardinal Financial was great to work with and Nicole made the refinancing process so simple. I would recommend her to anyone looking for any type of financing.
Cardinal Financial was great to work with and Nicole made the refinancing process so simple. I would recommend her to anyone looking for any type of financing.
Nicole was a pleasure to work with. She is professional and very knowledgeable. I highly recommend her!
Nicole was a pleasure to work with. She is professional and very knowledgeable. I highly recommend her!
Nicole was very responsive and helpful. She went above and beyond to provide me with multiple quotes and refinance scenarios and was very patient with me while I made my decisions. I would recommend her to anyone!
Nicole was very responsive and helpful. She went above and beyond to provide me with multiple quotes and refinance scenarios and was very patient with me while I made my decisions. I would recommend her to anyone!
Nicole was very helpful and went above and beyond in helping us with the process of refinancing.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1987020
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.