Nicole Munnerlyn
Producing Branch Manager | NMLS# 1987020
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Nicole was very helpful and went above and beyond in helping us with the process of refinancing.
pleasure working with, She made the entire process as simple and painless as possible.
pleasure working with, She made the entire process as simple and painless as possible.
Nicole was a pleasure to work with. She was professional, friendly, and very responsive. I would highly recommend her.
Nicole was a pleasure to work with. She was professional, friendly, and very responsive. I would highly recommend her.
Nichole was always on top of things and would tell me what I needed sometimes days before the company would send me an email. She would also upload my documents for me if I would email them to her. She was awesome
Nichole was always on top of things and would tell me what I needed sometimes days before the company would send me an email. She would also upload my documents for me if I would email them to her. She was awesome
On time without delay meeting our goals
On time without delay meeting our goals
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1987020
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.