Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Friendly and helpful service
Great communication. Smooth and easy process. Nicole is awesome and always available to talk. Great experience.
I got caught in the mortgage meltdown of 2010 and had to rent for a few years while my credit recovered. But while other lenders just went straight off of what they saw in my credit report, Nicole actually listened to my story. When my story...
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The welcome and service were the best I have ever encountered. I was guided through the entire process in a friendly, professional manner. I would and have recommended Nicole Johnson and would not hesitate using her again.
Total communication and coordination. Nicole and her team made every effort to keep us informed during the entire process. All timeframes were as promised. Closing was a breeze. Thanks to a well trained and experienced team.
Nicole and Ann were great, I truly appreciate their customer service, responsive and professionalism.
Staff was friendly, efficient and responsive to my needs. Provided information and explanation of the homebuying process and made the overall process pleasurable... Thank you!
it was a great experience.
From the beginning Nicole & Ann were very responsive and friendly. They followed up via email when they hadn't heard from us or something was missing and got our pre-approval immediately. I didn't need to chase them down as I did with some...
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Good communication and very able to meet our requests on closing. Thank you
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.