Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Nicole was always responsive to any and all questions. She made everything easy as possible, explaining what she needed and why. We enjoyed working with Nicole, and her assistant Ann Simball.
The personalized attention and taking the time to answer all questions. Everything was straight forward and nothing was delayed. Thank you Nicole and Ann!
The level of professionalism.Helping me gather the correct information.How quickly they responded to emails and phone callsTheir patience in me gathering all of my paperwork.Every time I spoke to her, she was ALWAYS cheerful and positive!!Just...
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Nicole and her team made the entire experience easy. I highly recommend Element Funding.
Our whole experience working with Nicole and Ann and the Element Funding team was wonderful. Nicole and Ann were welcoming, knowledgeable and very helpful providing us with information and answering all of our questions as first time home buyers....
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Nicole has been a pleasure to work with. Very organized, thorough, and professional. Responsive and quick to return emails and calls. I would recommend Nicole to anyone.
Nicole and her team are quite flexible, professional and knowledgeable. They stayed on top of things and helped to keep me on top of things, too.
She explained the process up front in a very knowledgeable and straightforward way. She was always available for questions and changes when I needed. And to top it all off she was super patient and kind throughout my first home buying process....
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We had a smooth and pleasant meeting with Nicole Johnson regarding our mortgage application and as first time home buyers there were many questions. All of our questions were answered and then detailed information was provided for the process...
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You sat down with me, explained my options and kept me up to date throughout the entire process.
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.