

Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832

Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Nicole and her staff are prompt in their response to any questions we had. I felt completely comfortable with their expertise and in their ability to help us every step of the way in our loan process.
In this age where my email inbox is bombarded, they took the time to call to inform me they had sent documents to my email to review. It was an extra step to inform me when I had information waiting in my inbox, but was so helpful during a...
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I
Nicole and her team were very helpful with providing a clear picture of the path to home ownership. They were also very willing to help answer all of our questions which provided a great sense of relief going through this stressful process....
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Greatest possible experience!
Nicole, Ann, and Jade made my home buying experience seamless! It was an absolute pleasure working with them!
The service provided during the entire lending process exceeded our expectations. The whole office was friendly and knowledgeable. All of our questions were answered in a timely and professional manner. We would chose Element Finding tomorrow!...
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Attention to detail was par none. Things were explained in ways that made perfect sense to the financial layman. Calls and emails were answered in a timely manner, Nicole was courteous and professional.
Nicole is and always has been a great partner to have when buying a home. I've just purchased my 3rd home using her help and expertise to create a mortgage that fits my needs. Her team has excellent communication throughout the process and...
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Nicole Johnson and her team were a blessing in my first time home buying process. I had so many questions and they were patient, efficiently helping me through it. I always knew what the next steps were due to prepared timelines and email instructional...
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.