

Nicole Johnson at Element Home Loans
Branch Manager | NMLS# 341832

Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the... Show More
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Nicole and her staff are professional, friendly and detail oriented. They were in constant communication with me throughout the lending process.
Thank you!!! You guys are the best.
If we could rate Nicole and her entire team better than great we would! Everyone was so personable, helpful, patient, knowledgeable, just absolutely incredible! Buying our house was so smooth because of them, and we knew they really cared....
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Great communication between Nicole and her staff
This is the second mortgage we have done through Nicole and her Team and would recommend them to anyone who is looking for real professionals who know how to meet the needs of their clients.
Nicole and her team are very professional and wonderful to work with. They communicated every step of the way and made our home buying experience stress free. Thank you Element Funding!
Nicole and her team are the best in the business and knowing you can trust her means a lot!!
Nicole was great; always willing to explain things when we were confused.
Nicole and her tean were always very quick in their responses to our questions. Along with trying to break things down step by step for us of what things mean and the expectations.
Nicole and her team were with me every step of my home buying process. I couldn't have been more pleased with their service. Highly recommend.
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About
Since 1998, Nicole Johnson has been a leader in the mortgage industry. She consistently surpasses corporate sales goals and serves as a mentor to those around her. With her extensive knowledge of mortgage products, the loan process, and the local market, Nicole ensures the mortgage experience is fast, easy and hassle-free for homebuyers, real estate agents and builders.
As an Element Home Loans mortgage consultant, Nicole creates comprehensive mortgage packages designed to meet each customer’s long- and short-term financial goals. She maintains a consulting relationship with each customer to ensure the original mortgage product continues to be the best fit as lifestyle or financial needs change.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
residential mortgage lending
Jumbo financing
First Time Homebuyer Assistance
Non Q-M financing
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Positions
- Element Home Loans - Loan Orignator and PartnerFeb 1st, 2008 - Current
Memberships
- West Orange Junior Service League
- Central Florida Women's League
- Seminole Boosters
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Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 341832
Hobbies
- Watching football and softball
- Watching son during jazz performance
Disclaimer
Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.