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Nicky Tharpe -Central Texas Mortgages
Area Branch Manager

Nicky Tharpe, a reputable mortgage lender situated at 581 Pan American Dr, Harker Heights, Texas, offers customized financial solutions to suit your unique homeownership goals. With a team of experienced mortgage professionals, Nicky Tharpe... Show More
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Reviews from Web
Benchmark Mortgage is a excellent company for family! Who is looking for a new home
Reply from Owner
April 16th, 2025 08:41 PM
Thank you so much for your kind words! We're honored to help families find their new homes, and it's always our goal to make the process as smooth and supportive as possible. We truly appreciate your trust in Team Tharpe!!
Nicky and her team were a dream to work with! As a first time homebuyer, they made the process smooth and easy. Sue was simply awesome, she always had the answers to any questions we had! David was great also, again, making sure everything...
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Reply from Owner
April 7th, 2025 09:56 PM
Thank you so much for your wonderful review! It truly means a lot to me and the team. We loved working with you and are so happy we could make your first homebuying experience a smooth and enjoyable one. Sue and David will be thrilled to hear...
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I have utilized Nicky and her team several times over the years. It’s always been a pleasure. I will continue to send people their way as I trust that they will always do their best to help them achieve their goals of buying a home.
Reply from Owner
April 6th, 2025 08:49 PM
Thank you so much for the kind words and trusting me and my team for all your mortgage financing needs. It's truly our pleasure and we appreciate you!
We are so grateful for Nicky and team for the help provided with the financing of our new home. The entire team was extremely thorough and and always available to answer questions. Buying and building a new home can be stressful...thankfully...
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Reply from Owner
April 6th, 2025 08:53 PM
Thank you so much for your kind words! We’re thrilled to hear that Nicky and the team were able to make your home buying experience smooth and stress-free. We truly appreciate your trust and are so glad we could assist in making the process...
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Best one ! She guided me through the process and took care of me
Reply from Owner
April 6th, 2025 08:55 PM
Thank you and we are glad we were able to guide you through the homebuying process as it can be overwhelming at times. It was truly our pleasure!
I had the pleasure of working with Nicky and her team to assist with the mortgage portion of purchasing my second home, and I couldn’t be more impressed. From start to finish, Nicky and her team kept me consistently updated and well-informed,...
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Reply from Owner
April 6th, 2025 08:56 PM
Thank you so much for your kind words! We're thrilled to hear that your experience with Nicky and the team was such a positive one. Providing clear communication and a seamless process is always our priority, and it's wonderful to know that...
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We had a very great experience working with Nicky and her team. Me and my family will be forever grateful for helping us! Thank you
Reply from Owner
March 4th, 2025 09:34 PM
Thank you so much for the feedback! We were truly honored to help you and appreciate your trust in us.
Nicky and her team made the mortgage side of buying a home so simple! She has helped with my clients and with my personal home. Truly amazing!
Reply from Owner
March 1st, 2025 03:46 PM
Your kind words mean alot! Thank you and it's always been my pleasure to help!
Nicki was amazing! She helped us buy our first home. She is extremely knowledgeable which helped ease our minds! She was quick to answer any questions and to offer guidance. THANK YOU!
Reply from Owner
February 28th, 2025 10:32 PM
Thank you for the kind words! I am so happy for you both and pray for many years of Blessing and memories in your new home!
Nicky is amazing to work with! My go to lender with an amazing and talented team! Need a home loan, she is a must. Friendly, fast and efficient
Reply from Owner
February 28th, 2025 10:33 PM
Thank you for trusting Team Tharpe! We truly appreciate it and it's our pleasure!
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About
Nicky Tharpe, a reputable mortgage lender situated at 581 Pan American Dr, Harker Heights, Texas, offers customized financial solutions to suit your unique homeownership goals. With a team of experienced mortgage professionals, Nicky Tharpe -Texas Mortgages understands that every borrower is different and strives to create tailored mortgage options that align with your financial capabilities. Let them guide you through the home financing journey, providing expert advice and personalized support every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
Non-QM
DSCR Loans
Cash-Out Refinances
Investor Mortgages
Bank Statement Loans
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Memberships
- NMLS
- Woman’s Council of Realtors
- Fort Hood Area Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- NMLS || 466819
Hobbies
- Cooking
- Reading
- Wine Tasting
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Disclaimer
All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender