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Nicky Tharpe -Central Texas Mortgages
Area Branch Manager
Nicky Tharpe, a reputable mortgage lender situated at 581 Pan American Dr, Harker Heights, Texas, offers customized financial solutions to suit your unique homeownership goals. With a team of experienced mortgage professionals, Nicky Tharpe... Show More
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Reviews from Web
We loved working with this team! They made our home buying process seamless. They were quick to communicate and incredibly helpful with all of our questions. Highly recommend!
Reply from Owner
April 23rd, 2026 09:37 PM
Thank you so much for your kind words! We’re so glad to hear your homebuying experience felt seamless and that’s exactly what we strive for. It was a pleasure working with you, and we’re happy we could provide clear communication and support...
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Nicky and her team are absolutely phenomenal! We just closed on a new construction home, and our process was so smooth and stress free. I can’t thank this team enough for all their hard work and dedication and the knowledge that was shared...
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Reply from Owner
April 20th, 2026 04:07 PM
Thank you so much for this amazing review! We’re beyond grateful you trusted myself and the team with your new construction home. Making the process smooth, stress-free, and keeping you informed every step of the way is exactly what we strive...
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Nicky and her team helped my clients close on their new home in under 3 weeks! Savannah was a huge help in the process and made this transactions one of the easiest I've been a part of. Everyone was super easy to work with and would definitely...
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Reply from Owner
April 1st, 2026 02:43 PM
Thank you so much for the kind words! We truly appreciate the opportunity to work with you and your clients. Savannah and the entire team work hard to make every transaction smooth, efficient, and stress-free, so it’s great to hear this was...
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Nicky helped make buying a house just as easy as renting an apartment!
Reply from Owner
April 1st, 2026 02:43 PM
Thank you so much, Katie! We love hearing that your homebuying experience felt as easy as renting—that’s exactly what we strive for. It was a pleasure helping you through the process, and we’re so grateful you trusted us. Congratulations on...
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My experience with Nicky Tharpe And Benchmark was without a doubt a pleasant one for me. This was a first time experience for me and very nerve wracking one and the entire staff at Benchmark calmed me down. My mom and I are both enjoying our...
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Reply from Owner
April 1st, 2026 02:44 PM
Thank you so much for your kind words, Florine! We’re so honored you trusted me and Team Tharpe with your first homebuying experience. We know it can feel overwhelming, and we’re so glad our team was able to bring you peace of mind throughout...
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I have worked with this agency for years and all of my experiences have been great. I highly recommend working with them if you get the opportunity to do so.
Reply from Owner
March 12th, 2026 08:41 PM
Thank you so much for the wonderful review, Sarah! We truly appreciate you taking the time to share your experience working with our agency. It has been a pleasure supporting you over the years, and we’re grateful for the opportunity to continue...
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Mrs. Nicky Tharpe and Team (Benchmark) executed a seamless process to obtain my property. Great job!
Reply from Owner
June 17th, 2026 11:06 PM
Thank you so much for your kind words, Linza! We’re honored that you chose me and the Benchmark team to help you achieve your homeownership goals. Providing a smooth, seamless experience is always our goal, and we’re so glad that was your experience....
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As first-time homebuyers, we had many questions and felt overwhelmed by the process. Nicky and her team did an excellent job guiding us through every step, keeping everything transparent and seamless. We especially appreciate David for clearly...
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Reply from Owner
March 12th, 2026 08:45 PM
Thank you so much for sharing your experience, Maz! Congratulations on becoming a homeowner, and thank you for trusting me and the team to guide you through the process. We’re so glad to hear that our first-time homebuyer education, clear communication,...
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Nicky Tharpe -Central Texas Mortgages has received a review with 5 star rating from RiotEpidemic
Reply from Owner
March 12th, 2026 08:45 PM
Thank you so much for the 5-star rating! We truly appreciate your support and are grateful you took the time to leave us a review. It means a lot to our team, and we look forward to assisting you again whenever you need mortgage or home financing...
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The staff at Benchmark were great! Mrs. Nicky as well as Mrs. Sue. We’re very helpful. They were always available to answer any questions I had as well as explain anything I didn’t understand. I highly recommend them.
Reply from Owner
September 9th, 2025 07:44 PM
Thank you so much for your kind words! We’re so glad you had a great experience with our team. It was truly our pleasure to walk through the process with you and make sure all your questions were answered. We appreciate your recommendation...
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About
Nicky Tharpe, a reputable mortgage lender situated at 581 Pan American Dr, Harker Heights, Texas, offers customized financial solutions to suit your unique homeownership goals. With a team of experienced mortgage professionals, Nicky Tharpe -Texas Mortgages understands that every borrower is different and strives to create tailored mortgage options that align with your financial capabilities. Let them guide you through the home financing journey, providing expert advice and personalized support every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
Non-QM
DSCR Loans
Cash-Out Refinances
Investor Mortgages
Bank Statement Loans
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Memberships
- NMLS
- Woman’s Council of Realtors
- Fort Hood Area Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- NMLS || 466819
Hobbies
- Cooking
- Reading
- Wine Tasting
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Disclaimer
All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender