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Nicky Tharpe -Central Texas Mortgages
Area Branch Manager
Nicky Tharpe, a reputable mortgage lender situated at 581 Pan American Dr, Harker Heights, Texas, offers customized financial solutions to suit your unique homeownership goals. With a team of experienced mortgage professionals, Nicky Tharpe... Show More
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Nicky Tharpe -Central Texas Mortgages has received a review with 5 star rating from Alionna V
Reply from Owner
September 9th, 2025 07:47 PM
Thank you for the 5-star review! 🎉 Helping young couples like you achieve homeownership is one of the best parts of what we do. Congratulations again on your new home!
Nicky Tharpe and her team processed our mortgage in a timely and exceptional manner that exceeded our expectations. Nicky's team was response to our questions and emails. Her team aslo kept us informed every step of the way during the mortgage...
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Reply from Owner
September 9th, 2025 07:49 PM
Thank you so much for this wonderful review! We’re so happy to hear you felt supported and informed every step of the way. My team and I are grateful for the opportunity to work with you and look forward to helping again in the future. :)
Was a great help and always guided me in the right direction
Reply from Owner
September 9th, 2025 07:50 PM
Thank you for the positive feedback! I’m happy I could be a resource and help you feel confident every step of the way.
Ms. Tharpe’s team was thorough, clear, responsive, and helpful. A+ experience.
Reply from Owner
July 2nd, 2025 04:36 PM
Thank you so much for your kind words! We’re thrilled to hear you had an A+ experience. It was our pleasure to guide you through the process with clarity and responsiveness. If you ever need anything in the future—questions, refinancing, or...
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Made the process easy as possible!
Reply from Owner
July 2nd, 2025 04:38 PM
Thank you for the fantastic feedback! I’m so glad we could make the process as easy as possible for you. If you ever need anything else—whether it’s another home loan, refinancing, or just some friendly advice—don’t hesitate to reach out. We’re...
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When we bought our first home in Georgia, we honestly didn’t know what we were doing. We just kind of went with the flow and hoped for the best.This time around was a completely different story. We had a virtual meeting with Nicky, and right...
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Reply from Owner
June 5th, 2025 04:25 PM
Wow—thank you so much for sharing this! It means the world to hear how different this experience felt for you, especially after your first time buying. Our goal is always to bring clarity and confidence to what can often feel like an overwhelming...
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Great Team!!! Guide you every step of your way. Got questions don't hesitate to ask, they will answer any questions you may have. 😉 May I add Great Service!
Reply from Owner
June 5th, 2025 04:22 PM
Thank you so much for the kind words! 😊 We're so glad you felt supported every step of the way—that’s exactly what we aim for. It was truly our pleasure to work with you, and we’re always here if you need anything in the future. Cheers to...
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Excellent, fast service. Nicky and her team were great. Everything was very easy to do and done thoroughly. They were always available and could answer all my questions. Highly recommend I was pre approved, and closed very fast.
Reply from Owner
May 2nd, 2025 07:19 PM
Thank you so much for the thoughtful review! We're thrilled to hear that you had a smooth and speedy experience. The team and I take pride in being responsive, thorough, and making the process as easy as possible. We truly appreciate your trust...
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They were really helpful and supportive throughout my whole process. Thank you for your outstanding service
Reply from Owner
May 2nd, 2025 07:18 PM
Thank you so much for your kind words! We're truly grateful for the opportunity to support you throughout your journey. It means a lot to hear that you felt cared for every step of the way. If you ever need anything in the future, we’re always...
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This team is incredible. I've made quite a few purchases and they have always treated me well. They are very quick, thorough and trustworthy. I will continue to use them exclusively, they have earned my trust. Thank you Nicky, David and Sue!!...
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Reply from Owner
April 16th, 2025 08:40 PM
Thank you so much for your kind words and continued trust in our team! We’re truly grateful for the opportunity to work with you on your purchases, and it means a lot to know you feel well taken care of. Nicky, We are thrilled to hear your...
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About
Nicky Tharpe, a reputable mortgage lender situated at 581 Pan American Dr, Harker Heights, Texas, offers customized financial solutions to suit your unique homeownership goals. With a team of experienced mortgage professionals, Nicky Tharpe -Texas Mortgages understands that every borrower is different and strives to create tailored mortgage options that align with your financial capabilities. Let them guide you through the home financing journey, providing expert advice and personalized support every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
Non-QM
DSCR Loans
Cash-Out Refinances
Investor Mortgages
Bank Statement Loans
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Memberships
- NMLS
- Woman’s Council of Realtors
- Fort Hood Area Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- NMLS || 466819
Hobbies
- Cooking
- Reading
- Wine Tasting
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Disclaimer
All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender