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Nicky Tharpe -Central Texas Mortgages
Area Branch Manager

Nicky Tharpe, a reputable mortgage lender situated at 581 Pan American Dr, Harker Heights, Texas, offers customized financial solutions to suit your unique homeownership goals. With a team of experienced mortgage professionals, Nicky Tharpe... Show More
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Reviews from Web
If you’re looking for a lender who truly cares and will go above and beyond to help you achieve your homeownership goals, Nicky Tharpe at Benchmark Mortgage is the one to call! As a Realtor, I’ve worked with many lenders, but Nicky stands out...
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Reply from Owner
February 28th, 2025 10:34 PM
Thanks for your continued support. It's truly an honor to serve your clients and be a part of their homebuyimg journey!
Nicky is a phenomenal to work with. She’s a great communicator and her systems are well-established. You can’t go wrong with having Nicky and her team on your side when buying a home!
Reply from Owner
February 28th, 2025 10:35 PM
Thank you so much. We appreciate you and our truly honored to work alongside you!
You will not find a more caring, detail-oriented loan officer anywhere. I didn’t have to do much of anything and she helped me get a better rate than I was anticipating. Nicky is the G.O.A.T.
Reply from Owner
February 24th, 2025 10:15 PM
Thank you so much for the kind words! It was truly our honor to assist you.
Great communication
I had a fantastic experience working with your team because of the clear communication and support throughout the process. The team was always available to answer my questions and made the entire process smooth and stress-free.
We had a great experience. They always provide us with updates and constant communication.
Amazing communication, fast responses and well spoken to where I was able to under the process.
I loved the app which made it easy to review and sign documents; many of which cut down signing time at closing.The team was excellent at keeping in constant contact and responding quickly to emails and phone calls. I was actually able to text...
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Reply from Nicky Tharpe
September 4th, 2024 07:19 PM
Thank you for your positive feedback, Verjuana! It’s great to hear that you found our app easy to use and that it helped to streamline the closing process. Communication is a cornerstone of our service with Team Tharpe, so we're pleased to...
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Thank you for the gift! Everything went smoothly and the app was very user friendly.
Reply from Nicky Tharpe
September 4th, 2024 07:20 PM
I'm thrilled to hear that you had a positive experience with us, Latisha! My team and I work hard to ensure our processes are smooth and our app is user-friendly. We appreciate your 5-star rating and are grateful for your trust in us for your...
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I appreciate everything your team did to make this a smooth transaction and making sure I was kept in the loop at every turn.
Reply from Nicky Tharpe
September 4th, 2024 07:27 PM
Thank you for your thoughtful review, KateLynn. It's wonderful to hear that you found the process smooth and appreciated our efforts to keep you informed throughout. That's exactly what Team Tharpe aims for. We strive to provide excellent service,...
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About
Nicky Tharpe, a reputable mortgage lender situated at 581 Pan American Dr, Harker Heights, Texas, offers customized financial solutions to suit your unique homeownership goals. With a team of experienced mortgage professionals, Nicky Tharpe -Texas Mortgages understands that every borrower is different and strives to create tailored mortgage options that align with your financial capabilities. Let them guide you through the home financing journey, providing expert advice and personalized support every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Medical Professional Mortgages
Non-QM
DSCR Loans
Cash-Out Refinances
Investor Mortgages
Bank Statement Loans
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Memberships
- NMLS
- Woman’s Council of Realtors
- Fort Hood Area Association of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- NMLS || 466819
Hobbies
- Cooking
- Reading
- Wine Tasting
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Disclaimer
All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender