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Neal Tipton
Branch Manager | NMLS #188890


New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Neal as wonderful to work with! he has a lot of integrity and heloed us greatly through this process .
Reply from Neal Tipton
June 30th, 2025 12:10 PM
I'm thrilled to hear that you found working with me to be a positive experience. Your satisfaction is important, and I'm glad I could assist you throughout the process. Thank you for your kind words and for choosing Waterstone Mortgage.
Neal Tipton has received a review with 5 star rating from Lacy W
Reply from Owner
July 11th, 2025 06:49 PM
Lacy, thank you for giving us a perfect rating! We're pleased to know that our efforts made your experience positive. Providing excellent service is at the heart of what we do, and we're thrilled it reflected in your experience. Should you...
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nobody was too over bearing, great people to work with, Adrian helped us out so much
Reply from Neal Tipton
June 29th, 2025 12:35 PM
I'm glad to hear that you had a positive experience with our team and found Adrian's assistance helpful. We strive to provide a supportive and collaborative environment for our clients. Thank you for your kind words and for choosing Waterstone...
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We're very thankful for Nick's guidance during the entire process of purchasing our new home. Highly recommend him to friends and family.
Reply from Owner
November 12th, 2025 05:44 PM
We appreciate your kind words about Nick's guidance throughout your home purchase. It's rewarding to know you had a positive experience and feel confident recommending his expertise to others. Should you or anyone you know need further assistance,...
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Neal and his team were fantastic- very responsive, informative and helpful to make sure we stayed on track for our closing date throughout. Highly recommend!
Reply from Owner
July 11th, 2025 06:51 PM
Mackenzie, thank you for sharing your experience with Neal and our team at Waterstone Mortgage. We're delighted that you found the team responsive and informative, and we're pleased to know everything stayed on track for your closing date....
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Neal and Molly went above and beyond to answer any questions we had promptly and make sure we stayed on track for closing! Will recommend them to any friends and family who are looking for help moving forward without hesitation. Thanks guys!...
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Reply from Neal Tipton
June 26th, 2025 02:30 PM
I'm thrilled to hear that you had such a positive experience with our team. It was a pleasure assisting you, and I appreciate your willingness to recommend us to your friends and family. Thank you for your kind words, and I wish you all the...
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Stellar, a word I don’t use easily. Everyone is exceptionally professional and welcoming. Made the entire process easy as pie. Grateful to have found this company that functions so well and cares about what they do, and Mary Beth is the best...
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Reply from Owner
November 12th, 2025 05:45 PM
It's rewarding to hear that your experience with us was so positive. We strive to maintain a professional and welcoming environment for all our clients, and we're glad that our efforts made the process straightforward for you. Your kind words...
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Very responsive and great to work with.
So grateful all the help and hard work
Reply from Owner
June 11th, 2025 07:10 PM
We are thrilled to hear about your positive experience with Neal Tipton. Your kind words about his responsiveness and dedication are greatly appreciated. Thank you for choosing Waterstone Mortgage, and we are grateful for the opportunity to...
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Neal explained the process well and always responded to my multitude of questions.
Reply from Neal Tipton
June 11th, 2025 07:10 PM
We are thrilled to hear that Neal was able to provide clear explanations and respond promptly to your questions throughout the process. Ensuring our clients are well-informed is a top priority at Waterstone Mortgage. Thank you for your review,...
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Professionalism, and knowledge of the process was great.
Reply from Neal Tipton
June 11th, 2025 07:11 PM
We are thrilled to hear that you appreciated Neal Tipton's professionalism and knowledge during the process. At Waterstone Mortgage, we strive to provide exceptional service, and your feedback is greatly valued. Thank you for sharing your experience....
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)

Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions