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Neal Tipton
Branch Manager | NMLS #188890


New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Neal Tipton has received a review with 4 star rating from Maryam K
Reply from Owner
June 11th, 2025 07:14 PM
We appreciate your feedback, Maryam, and are glad to hear about your experience with Neal Tipton at Waterstone Mortgage. Your satisfaction is important to us, and we are committed to continually improving our services. If there is anything...
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I was very happy with the service I received. The customer service was exceptional. I was able settle on the property in the frame that was important.
Reply from Owner
June 11th, 2025 07:11 PM
I'm thrilled to hear that you were satisfied with the service and that the settlement process met your expectations. It was a pleasure assisting you with your mortgage needs. Thank you for your kind words and for choosing Waterstone Mortgage....
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Everyone is very helpful and was able to answer any questions.
Reply from Neal Tipton
June 4th, 2025 12:10 AM
I'm glad to hear that you found our team helpful and that your questions were answered. It was a pleasure working with you, and I appreciate your positive feedback. If there is anything more I can assist you with, please feel free to reach...
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Neal Tipton has received a review with 5 star rating from Austin L
Reply from Owner
June 11th, 2025 07:14 PM
We are thrilled to see your perfect rating for Neal Tipton at Waterstone Mortgage. Your satisfaction is our top priority, and we are pleased to know that Neal provided you with exceptional service. Thank you for your feedback and for choosing...
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Great Communication!
Fantastic suggestions, Neal and his Team did a phenomenal job!
Reply from Neal Tipton
June 3rd, 2025 12:17 PM
I'm thrilled to hear that you were satisfied with the communication and suggestions, Austin. It was a pleasure working with you, and I'm glad our team could assist you effectively. Thank you for your kind words about our efforts at Waterstone...
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We had a great experience. The team was responsive and available to answer any and all of our questions. We were buying a house while living out of state and he made everything clear for us to know what was needed to be done. Thank you.
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Reply from Neal Tipton
May 28th, 2025 07:10 PM
I'm thrilled to hear that your experience was positive and that our team could assist you effectively during your home-buying process from out of state. It was a pleasure to help clarify everything for you. Thank you for your kind words and...
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Helpful, very responsive, understood my worry beads. very our real estate agent recommended him.
Reply from Neal Tipton
May 25th, 2025 12:36 PM
I'm glad to hear that you found my assistance helpful and responsive. It's important to me to understand and address concerns, and I'm pleased that your real estate agent recommended me. If there's anything more I can do to support you, please...
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Neal and his team were very professional and timely. Great experience.
Reply from Owner
June 11th, 2025 07:14 PM
We are thrilled to see your perfect rating for Neal Tipton at Waterstone Mortgage. Your positive feedback is greatly appreciated, and it reaffirms our commitment to providing exceptional service. If you have any further comments or need assistance...
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Neal Tipton has received a review with 5 star rating from Isaac P
Reply from Owner
June 11th, 2025 07:15 PM
We are thrilled to see your 5-star rating for Neal Tipton. At Waterstone Mortgage, we strive to provide exceptional service, and we're glad Neal met your expectations. Thank you for your feedback and support.
Neal and his team were very professional
Reply from Neal Tipton
May 16th, 2025 03:42 PM
We are thrilled to hear that you found Neal and his team to be very professional. Your satisfaction is our priority, and we appreciate your positive feedback. Thank you for choosing Waterstone Mortgage.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)

Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions