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Neal Tipton
Branch Manager | NMLS #188890


New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I highly recommend Neal Tipton Jr. He takes care of you as if you are his only client. You feel special catered to and well informed. His team is phenominal and I came from a lender that was none of the above and Neal just turned everything...
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Reply from Owner
November 21st, 2017 12:00 AM
Thank you so much for your kind review. We are so glad Neal and his team were there for you every step of the way. Enjoy your new home!
Neal Tipton and his team were extremely responsive, knowledgeable and thorough throughout my whole process. I couldn't have asked for a better lender!!!! This was the best stress free process I could ever ask for!I would recommend Neal and...
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Reply from Owner
November 20th, 2017 12:00 AM
Hello, thanks for the review! We are very happy to know your mortgage process with Neal and his team was quick and painless. Thank you for your business!
We could not be more pleased with Neal and his staff. From the first inital phone call to settlement the team was extremely attentive and available to answer and and all questions.
Reply from Owner
April 28th, 2017 12:00 AM
Thank you. We are thrilled to hear you had such a great experience working with Neal and his team. Don't be a stranger, we hope to work with you again in the future!
I am extremely happy with Neal and his team. They are very professional, upbeat, and ready to do whatever it takes to get your loan approved. Neal worked with me for about two years before, during and after selling my house, so I could buy...
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Reply from Owner
April 7th, 2017 12:00 AM
Thank you for your review! It is great to hear that you've maintained such a positive relationship with Neal and his team each step of the way to purchasing your dream home. Congratulations - we hope to work with you again in the future!
Neal Tipton is a pleasure to work with. Everything went so smoothly with the loan process that I used him a second time to help me with a loan to obtain a rental property. He and his whole team are very professional, friendly, and helpful....
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Reply from Owner
March 27th, 2017 12:00 AM
Thank you! Working with a lender who takes the time to explain the loan process to you is important, we are thrilled to hear Neal answered your questions and made you feel comfortable. Don't be a stranger, we hope to work with you again in...
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Without Neal Tipton and his amazing team at Waterstone Mortgage my dream of owning my new home would not have been possible. Not only are they top notch professionals, they made me feel as though I was 'carried' throughout the entire process....
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Reply from Owner
March 17th, 2017 12:00 AM
Wow! Thank you so much for sharing your amazing experience with Neal and his team! It is true that buying your first home can be stressful, but we make it a priority to work as hard as we can to make our customer's home-owning dreams come true....
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Mr. Tipton and his staff especially Jenny they rock. They kept you updated on how your mortgage process was going, and they were very understanding. I will never forget when I first met Mr. Tipton, I told him I wanted to purchase a home for...
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Reply from Owner
December 29th, 2016 12:00 AM
Thank you for your outstanding review! It is great to hear that your experience with Neal, Jenny, and the rest of the team was so fantastic. Staying updated and informed with clear communication is key to the mortgage process, especially with...
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I'm Fully Satisfied with the Neal Tipton. Will work with him again whenever needed because he was very courteous and understood our needs and worked with us to help us buy the home we were trying to purchase.
Reply from Owner
December 19th, 2016 12:00 AM
How awesome to know that Neal exceeded your expectations! Being polite, sincere, and understanding are characteristics that we pride ourselves on at Waterstone Mortgage, and Neal is a shining example of that. We look forward to working with...
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Neal was not our first choice. Our first choice seemed like a used car salesman. We found Neal and he was trustworthy and honest. Neal was able to work with our unique situation and explain everything in terms we understood. We submitted offers...
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Reply from Owner
December 12th, 2016 12:00 AM
We are so glad that you found Neal! Initial decision-making can be one of the hardest steps of the mortgage process, but having an experienced professional makes a world of difference. We look forward to seeing you, and your referrals, soon!...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)

Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions