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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mary Beth is amazing! I couldn't recommend anyone more. She exudes kindness, grace, and understanding which helps the home buying process so much easier. She is so professional and moves things along quickly in the process so there was never...
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Reply from Owner
November 12th, 2025 05:43 PM
We're grateful for your wonderful feedback, Rachel. We're pleased to hear that Neal provided the support and professionalism you were looking for in the mortgage process. It's important to us that your journey is smooth and transparent, and...
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Above and beyond service! Transparent, and helpful through the whole process. Could not have asked for a better team!
Reply from Neal Tipton
August 23rd, 2025 01:21 AM
Richard, thank you for highlighting the outstanding service you received from me and my team! I'm pleased to hear that the transparency and assistance we provided throughout the process met your expectations. Our goal is always to exceed our...
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Neal Tipton has received a review with 5 star rating from Brett L
Reply from Owner
August 23rd, 2025 01:24 AM
Brett, we greatly appreciate your positive feedback! It's fantastic knowing that our efforts left a strong impression. Delivering knowledgeable and supportive service is what we strive for, and we’re pleased we could make the process smooth...
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You and David are so easy to work with - professional, knowledgeable, and courteous. We appreciate the customized guidance you provide to fit our situation. Also, we appreciate your quick pivot when we chose another new home option. We really...
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Reply from Neal Tipton
July 30th, 2025 03:41 PM
Edna, I'm truly grateful for your kind words. It's always my goal to provide personalized and efficient service, and I'm pleased to hear that you found the process professional and accommodating. Working alongside David, we strive to ensure...
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Neal Tipton handled securing the mortgage when my wife and I purchased a new home. He and the Waterstone staff were easy to contact, always prompt on a response and made the entire process as smooth as possible. We have financed/refinanced...
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Reply from Owner
July 18th, 2025 08:05 PM
Lee, thank you for taking the time to share your experience. We are delighted to hear that Neal and the Waterstone team made your home financing process smooth and efficient. It's wonderful to know that, even with your extensive experience...
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Easy to contact, prompt response, very thorough in explaination of the mortgage process and all team members worked as a cohesive unit !
Reply from Neal Tipton
July 18th, 2025 08:05 PM
Leonard, we appreciate you taking the time to share your positive experience with Neal and our team. It's great to hear that you found us easy to contact and responsive throughout the mortgage process. We are pleased that our thorough explanations...
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Awesome Experience!
Reply from Neal Tipton
July 11th, 2025 06:45 PM
Harry, I'm so glad to hear that you had an awesome experience with me and my team. Your positive feedback is truly appreciated, and we're extremely grateful for the opportunity to assist you for the third time! If you have any future needs...
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Neal and team made the process easy
Reply from Neal Tipton
July 11th, 2025 06:49 PM
Hunter, thanks so much for your review! We strive to make the home financing process as smooth, straightforward, and stress-free as possible for our clients, so I'm happy to hear your feedback. If you have any more questions or need assistance...
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Neal and Molly were communicative and responsive
The names for updates on the progress of the mortgage application were very unclear, and I always had to ask Neal what they meant
Reply from Neal Tipton
July 5th, 2025 03:35 PM
Thank you for your feedback, Lynn. I'm glad to hear that you found Molly and me communicative and responsive. I apologize for any confusion regarding the updates on your mortgage application. Ensuring clarity in our communications is important,...
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Mary Beth is phenomenal and an absolute joy to work with! She undoubtedly made what should be a stressful situation, easy and painless. Her knowledge and expertise was such a blessing for my wife and I as first time home buyers with little...
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Reply from Owner
November 12th, 2025 05:43 PM
Aaron, thank you for your positive review. We are glad to hear that your experience with us was both seamless and supportive, particularly as first-time home buyers. Your recommendation means a lot to us, and we are delighted that our guidance...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions