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Neal Tipton
Branch Manager | NMLS #188890


New York University
Neal Tipton is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Neal and his team make it very easy thru the process and were prompt to answer all my questions.
She is a true partner throughout the process, helping clients understand and establish their financial position and capabilities. She provides guidance on the important distinction between what a client can do versus what they should do, while...
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Great Company very professional very prompt
Reply from Owner
May 22nd, 2026 06:56 PM
Tremain, thank you for the great review! I’m glad to hear you had a professional and prompt experience with our team. We truly appreciate the opportunity to assist you.
Efficient and helpul. Available for questions with quick reposnes
Reply from Neal Tipton
May 22nd, 2026 06:55 PM
Jennifer, thank you for taking the time to leave a review! I’m happy to hear that you felt supported and that we were able to answer your questions quickly along the way. We appreciate your trust in us.
Everything was super smooth and easy to understand . great team to work with!
Reply from Neal Tipton
May 22nd, 2026 06:56 PM
Rebecca, thank you so much for the kind words! I’m glad the process felt smooth and easy to understand. We really appreciate the opportunity to help and are grateful you chose our team.
Neal and Molly we're great Very, very helpful and pleasant. Could not have asked for a better experience
Reply from Neal Tipton
May 11th, 2026 05:28 PM
Thank you so much for the kind words! Molly and I truly appreciate it. It was a pleasure working with you, and we’re grateful for the opportunity to be part of your homebuying journey.
Emily was great to work with. She came in with a short notice and explained everything with detail and plenty of information we were missing from a previous lender. She provides information - with video, explaining it all.
Reply from Owner
May 11th, 2026 05:26 PM
Whitney, thank you for the great rating! We're grateful for your support and are here if you need anything in the future.
Waterstone and Mary Beth are the best in the business!
Reply from Owner
May 4th, 2026 05:26 PM
Thank you so much for the wonderful review! We’re thrilled to hear you had such a great experience with Mary Beth and Waterstone Mortgage. She truly cares about her clients, and we’re grateful you gave us the opportunity to help.
communikno,,,,
genuine care about us and the Home we were purchasing. Can't say enough good things about this group.
Reply from Neal Tipton
May 4th, 2026 05:23 PM
Lori, thank you so much for your kind words. It means a lot to know that you felt genuinely cared for and well-communicated with throughout your home purchase. My team and I were grateful for the opportunity to help, and we’re always here if...
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Neal and his team were top notch. They were very responsive and made this process run smoothly.
Reply from Neal Tipton
May 4th, 2026 05:25 PM
I really appreciate you taking the time to share this. My team and I were grateful for the opportunity to help, and I’m glad to hear the process felt smooth and responsive. We’re always here if you need anything in the future.
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About
Neal Tipton is committed to making the home financing process smooth, transparent, and enjoyable. With access to a wide range of loan products, including no-down-payment options, he tailors solutions to fit each client’s unique needs. Known for responsive communication and expert guidance, Neal leverages cutting-edge technology to streamline the loan process. From application to closing, he prioritizes care, efficiency, and a stress-free experience. Home is where the best part of life happens, and you want it to be perfect. So, when you find the perfect home, Neal will help you find the perfect mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Search Rank ScoreLearn More →
775
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Education
- New York UniversityFinanceBachelor of Science (BS)

Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions


