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Neal Tipton - Branch Manager | NMLS #188890 in Waldorf, MD
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Neal Tipton

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Branch Manager | NMLS #188890

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New York University
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
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New York University
New York University
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
  • Encompass
    A
    Amber T
    Lexington Park, MD
    Posted on August 12th, 2026 12:22 PM
    I had such a great experience working with Neal and his team! Communication was excellent throughout the entire process. He kept both my clients and I updated every step of the way and was always on top of everything. Anytime we had a question,...
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    Reply from Neal Tipton
    August 12th, 2026 07:22 PM
    Thank you so much, Amber! I really appreciate you taking the time to leave a review and, especially, the opportunity to work with you and your clients. It was great to see this one come full circle after you first connected us well over a year...
    read more
  • Encompass
    A
    Alexander A B
    Great Mills, MD
    Posted on August 5th, 2026 03:38 PM
    Very attentive and kept us on track even when we were thinking about waiting another year. Kept us updated and answer questions the whole way.
    Reply from Neal Tipton
    August 5th, 2026 05:32 PM
    I’m glad we were able to keep everything moving and help you feel comfortable taking the next step. It was a pleasure working with you, and I appreciate you trusting me throughout the process!
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    Justin R L
    Ocean Pines, MD
    Posted on August 1st, 2026 12:59 PM
    Very straightforward and easy process. Was a pleasure to work with Neal.
    Reply from Neal Tipton
    August 3rd, 2026 07:34 PM
    Thank you for taking the time to leave a review! I’m glad we were able to make your refinance straightforward and easy. It was a pleasure working with you, and I truly appreciate the opportunity to help!
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    Harrison H H
    Sykesville, MD
    Posted on July 21st, 2026 02:04 PM
    David was fantastic and was always ready to answer our questions. Waterstone helped make a difficult process go smoothly!
    Reply from Neal Tipton
    July 22nd, 2026 02:36 AM
    I'm so glad David was able to be a reliable resource throughout the process. Buying a home can feel overwhelming at times, so it means a lot to hear that our team helped make everything go more smoothly. We appreciate the opportunity to work...
    read more
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    Todd D C
    White Plains, MD
    Posted on July 18th, 2026 02:30 PM
    Neal and his team were polite, professional, and super helpful every step of the way. They answered all my questions thoroughly and made the whole process much another and less intimidating. I would highly recommend Neal's team at Waterstone!...
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    Reply from Neal Tipton
    July 22nd, 2026 02:38 AM
    Making the mortgage process feel clear and manageable is always our goal, so this means a great deal to our entire team. We’re grateful for the opportunity to help and truly appreciate your recommendation!
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    C
    Cris C
    White Plains, MD
    Posted on July 14th, 2026 01:20 PM
    Neal and his team are always on their "A" game, on top of every detail, and a wealth of information & a trusted resource for my clients.
    Reply from Neal Tipton
    July 14th, 2026 04:55 PM
    Thank you so much for your kind words! It means a lot coming from someone as dedicated to their clients as you are. We truly appreciate the trust you place in our team and the opportunity to work together. Our goal is always to make the financing...
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  • Encompass
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    Helen H R
    Hatfield, PA
    Posted on July 4th, 2026 01:18 PM
    Neal was responsive, easy to work with, and able to help us price match another loan we were considering.
    Reply from Neal Tipton
    July 6th, 2026 03:20 PM
    I really appreciate you taking the time to leave a review! I enjoyed working with you and appreciate the opportunity to help guide you through the process. There can be a lot to compare when reviewing loan options, so I’m glad we were able...
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  • Encompass
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    Alisa P
    Waldorf, MD
    Posted on July 4th, 2026 12:06 PM
    Neal was patient and responsive!
    Reply from Neal Tipton
    July 6th, 2026 03:27 PM
    I really appreciate the kind words, especially coming from a Realtor who sees the process from start to finish. It was a pleasure working with you and helping our mutual clients get to the finish line.
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    B
    Brittany B
    Leonardtown, MD
    Posted on July 1st, 2026 05:36 PM
    Neal is always resposive and always gets the job done! His team's constant communication during the process makes getting a loan a breeze and never leaves you wondering what happens next!
    Reply from Neal Tipton
    July 1st, 2026 10:42 PM
    That means a lot, especially coming from a Realtor. Clear communication, responsiveness, and follow-through are what my team and I strive to be known for, and we take a lot of pride in getting the job done while keeping everyone informed from...
    read more
  • Encompass
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    William L S
    La Plata, MD
    Posted on June 30th, 2026 12:34 PM
    We had an outstanding experience from start to finish. The entire process was professional, and well-organized. Neal Tipton was exceptional to work with—he was knowledgeable, responsive, patient, and took the time to answer every question we...
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    Reply from Neal Tipton
    June 30th, 2026 03:10 PM
    I’m so glad to hear that your experience felt smooth and well-supported from start to finish. That’s always the goal, especially with something as important as purchasing a home. It was a pleasure working with you, and I truly appreciate the...
    read more
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    About
    Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Financing
    FHA Financing
    VA Financing
    USDA Rural Development Financing
    Down Payment Assistance
    Maryland Mortgage Program
    Construction-to-Perm Financing
    Jumbo Financing
    View All
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    Education
    • New York University
      Finance
      Bachelor of Science (BS)
      New York University logo
    Positions
    • Waterstone Mortgage - Branch Manager
      Jun 20th, 2016 - Current
    Memberships
    • Southern Maryland Association of Realtors
    • Maryland Building Industry Association
    • Mortgage Action Alliance
    • View All

    Year Started

    2006

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #188890
    Achievements
    • 2024 President's Club Platinum Level
    • 2023 President's Club
    • 2022 President's Club
    • View All
    Disclaimer
    State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions