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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I truly loved working with Neal! As an agent, it means so much to have a lender you can count on, and Neal was an amazing partner from start to finish. He was knowledgeable, helpful, and communicative! This made the entire process so much smoother...
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Reply from Neal Tipton
October 5th, 2026 02:45 PM
Thank you so much for the incredibly kind review! I really enjoyed working with you as well. Having a great agent partner makes such a difference in creating a smooth experience for everyone, especially our clients. I truly appreciate your...
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Neal Is a great communicator, always answers when I call. He is helpful to my clients, taking time to explain everything in great detail. Neal is a lender that I would recommend to everyone I know.
Reply from Neal Tipton
October 5th, 2026 02:43 PM
Thank you so much for the kind words! I really appreciate your trust in me and my team, especially when it comes to helping your clients understand the financing process and feel confident along the way. It’s always a pleasure working with...
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Neal was easy to work with, and kept me very informed with the mortgage process. If I had a question, Neal was quick to reply, and helped make my homebuying experience go smoothly. As a first time home buyer, I would recommend working with...
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Reply from Neal Tipton
October 1st, 2026 02:47 PM
Thank you so much! I’m really glad I could help make the process a little easier, especially as a first-time homebuyer. Buying your first home can come with a lot of questions, so I’m happy I could be there whenever you needed anything. Congratulations...
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Waterstone Mortgage and Neal Tipton consistently provide the best service with the greatest level of communication and always close on time.
Reply from Neal Tipton
September 30th, 2026 05:24 PM
Thank you so much! I truly appreciate the kind words and, even more importantly, the trust you continue to place in me and my team. It’s always a pleasure working with you, and I’m grateful for our partnership!
Excellent communication and prompt processing.
Reply from Neal Tipton
September 30th, 2026 05:25 PM
Thank you so much for the kind review! It was a pleasure helping you through the process, and I’m glad we were able to keep everything moving smoothly. Congratulations again on your new home!
Easy to communicate with & procces were explained if we had questions.
Reply from Neal Tipton
September 10th, 2026 08:30 PM
Thank you, Ashley! We’re glad the process was easy to follow and that you always felt comfortable reaching out with questions. We really appreciate the opportunity to help you and your mother!
I had such a great experience working with Neal and his team! Communication was excellent throughout the entire process. He kept both my clients and I updated every step of the way and was always on top of everything. Anytime we had a question,...
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Reply from Neal Tipton
August 12th, 2026 07:22 PM
Thank you so much, Amber! I really appreciate you taking the time to leave a review and, especially, the opportunity to work with you and your clients. It was great to see this one come full circle after you first connected us well over a year...
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Very attentive and kept us on track even when we were thinking about waiting another year. Kept us updated and answer questions the whole way.
Reply from Neal Tipton
August 5th, 2026 05:32 PM
I’m glad we were able to keep everything moving and help you feel comfortable taking the next step. It was a pleasure working with you, and I appreciate you trusting me throughout the process!
Very straightforward and easy process. Was a pleasure to work with Neal.
Reply from Neal Tipton
August 3rd, 2026 07:34 PM
Thank you for taking the time to leave a review! I’m glad we were able to make your refinance straightforward and easy. It was a pleasure working with you, and I truly appreciate the opportunity to help!
As a first time home buyer, I couldn't have asked for a better loan originator than Emily! She guided me through every step of the process, answered all of my questions, and crunched every number I threw her way. She kept things moving forward...
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Reply from Owner
August 28th, 2026 12:00 AM
Thank you so much for sharing your experience! Emily takes great pride in making sure her clients feel informed, supported, and confident throughout the homebuying process. We’re thrilled that she and the team helped you secure the right financing...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions