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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Excellent customer service and quick turnaround time when processing our loan. Thank you!
Reply from Owner
October 28th, 2026 04:01 PM
Thank you so much for the kind words! It was a pleasure working with you both. I know we had a tight window to get everything done, so I'm glad we were able to make the process as smooth as possible. Wishing you both all the best in your new...
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You saved us when a major bank was taking too long to process Our application We greatly appreciate your quick processing of our loan so that we could close on time. Thank you!
Reply from Neal Tipton
October 28th, 2026 04:02 PM
Thank you so much! I'm glad we were able to step in when you needed us and get everything across the finish line in time for your original closing date. I know how stressful things can get when you're up against a deadline, and I really appreciate...
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As a real estate agent, I have used Neal and Waterstone Mortgage for several transactions. They are always professional and reliable. If you’re looking for an easy to deal with no hassles lender, look no further.
Reply from Owner
October 27th, 2026 07:17 PM
Thanks so much Aaron! I really appreciate the kind words and, even more, the trust you’ve placed in me and my team over the years. I’ve always enjoyed working with you and appreciate how hard you work for your clients. Looking forward to many...
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Neal Tipton has received a review with 5 star rating from Kathy S
Reply from Owner
October 27th, 2026 04:07 PM
Thank you so much for the 5-star review! It was a pleasure working with you, and I really appreciate the opportunity to step in and help get your buyer to the closing table. I look forward to working together again!
Kept us promptly informed every step of the e way thank you
Reply from Neal Tipton
October 27th, 2026 04:07 PM
Thank you so much! I really appreciate you trusting me to step in and help get things back on track. It was a pleasure working with you, and I’m glad we were able to get your buyer to the finish line. I look forward to working together again!...
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Fast and transparent. I was updated every step of the way and we closed on time even with a very short window of time from start to finish.
Reply from Owner
October 28th, 2026 04:00 PM
Thank you! I’m glad we were able to step in, get everything back on track, and still make your original closing date. I know it was a tight turnaround, so I really appreciate you trusting me and my team to get it done!
Neal kept me updated on the progress of my loan and helped to get it done quickly
Reply from Neal Tipton
October 26th, 2026 04:07 PM
Thank you so much for leaving a review! I’m glad we were able to keep everything moving quickly and get you to the closing table on time. It was a pleasure working with you, and I really appreciate you trusting me and my team with your home...
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Neal and his team were very knowledgeable. we had questions answered in a timely manner and the answer were very clear. We were first time home buyers/owners and the patience his team had with our learning process was top notch. We tried to...
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Reply from Owner
October 22nd, 2026 04:28 PM
Thank you so much for the kind words! It was a pleasure helping you and your family through the homebuying process. Buying your first home can come with a lot of questions, and our goal is always to make sure you understand your options and...
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Neal and his team were very knowledgeable. we had questions answered in a timely manner and the answer were very clear. We were first time home buyers/owners and the patience his team had with our learning process was top notch. We tried to...
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Reply from Neal Tipton
October 22nd, 2026 04:28 PM
Thank you for taking the time to leave such a great review! Helping first-time homebuyers navigate the process is one of the most rewarding parts of what we do, and I’m glad our team was able to make everything clear and straightforward for...
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Neal and his team are very knowledgeable and make the loan process less scary, especially for first time home buyers. Updates were given every step of the way and each step was explained thoroughly. Neal was always available to answer questions...
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Reply from Neal Tipton
October 22nd, 2026 04:33 PM
Thank you so much for the wonderful review! One of the biggest things we want our clients to know - especially first-time homebuyers - is that there really are no silly questions. Buying a home is a big deal, and you should always feel comfortable...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions