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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
David was fantastic and was always ready to answer our questions. Waterstone helped make a difficult process go smoothly!
Reply from Neal Tipton
July 22nd, 2026 02:36 AM
I'm so glad David was able to be a reliable resource throughout the process. Buying a home can feel overwhelming at times, so it means a lot to hear that our team helped make everything go more smoothly. We appreciate the opportunity to work...
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Neal and his team were polite, professional, and super helpful every step of the way. They answered all my questions thoroughly and made the whole process much another and less intimidating. I would highly recommend Neal's team at Waterstone!...
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Reply from Neal Tipton
July 22nd, 2026 02:38 AM
Making the mortgage process feel clear and manageable is always our goal, so this means a great deal to our entire team. We’re grateful for the opportunity to help and truly appreciate your recommendation!
Neal and his team are always on their "A" game, on top of every detail, and a wealth of information & a trusted resource for my clients.
Reply from Neal Tipton
July 14th, 2026 04:55 PM
Thank you so much for your kind words! It means a lot coming from someone as dedicated to their clients as you are. We truly appreciate the trust you place in our team and the opportunity to work together. Our goal is always to make the financing...
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Neal was responsive, easy to work with, and able to help us price match another loan we were considering.
Reply from Neal Tipton
July 6th, 2026 03:20 PM
I really appreciate you taking the time to leave a review! I enjoyed working with you and appreciate the opportunity to help guide you through the process. There can be a lot to compare when reviewing loan options, so I’m glad we were able...
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Neal was patient and responsive!
Reply from Neal Tipton
July 6th, 2026 03:27 PM
I really appreciate the kind words, especially coming from a Realtor who sees the process from start to finish. It was a pleasure working with you and helping our mutual clients get to the finish line.
Neal is always resposive and always gets the job done! His team's constant communication during the process makes getting a loan a breeze and never leaves you wondering what happens next!
Reply from Neal Tipton
July 1st, 2026 10:42 PM
That means a lot, especially coming from a Realtor. Clear communication, responsiveness, and follow-through are what my team and I strive to be known for, and we take a lot of pride in getting the job done while keeping everyone informed from...
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We had an outstanding experience from start to finish. The entire process was professional, and well-organized. Neal Tipton was exceptional to work with—he was knowledgeable, responsive, patient, and took the time to answer every question we...
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Reply from Neal Tipton
June 30th, 2026 03:10 PM
I’m so glad to hear that your experience felt smooth and well-supported from start to finish. That’s always the goal, especially with something as important as purchasing a home. It was a pleasure working with you, and I truly appreciate the...
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Good communicatio, easily accessibl, helpful, got the results we were hoping for.
Reply from Neal Tipton
June 26th, 2026 08:54 PM
I love hearing this! Communication, accessibility, and helping clients reach the result they’re hoping for are always top priorities, so I’m glad that came through in your experience.
Neal is super knowledgeable and on top of communication with his clients. Highly recommend
Reply from Neal Tipton
June 26th, 2026 08:50 PM
That means a lot, especially coming from a Realtor. I always try to keep communication clear and consistent for both clients and referral partners, and I really appreciate your kind words and recommendation.
Fast, accurate and safest feeling loan application I've had. Neal also took the time to work with us by teaching us about some lesser know intricacies regardin VA loans.
Reply from Neal Tipton
June 8th, 2026 04:42 PM
I’m really glad to hear the process felt fast, accurate, and secure. It was a pleasure working with you, and I’m always happy to take the time to explain the finer details of VA financing so my clients feel confident and informed throughout...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions