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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
An excellent experience from start to finish. Neal and his team offered great communication, clear instructions, and the web-based tools were easy and efficient to use. I highly recommend Waterstone.
Reply from Neal Tipton
October 13th, 2025 08:10 PM
We're grateful for your feedback, Chuck! It's rewarding to know that our commitment to clear communication and user-friendly tools contributed positively to your experience with me and my team. Your recommendation of Waterstone Mortgage is...
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nela was super helpful and asnwered all my questions!
Reply from Neal Tipton
October 13th, 2025 06:41 PM
Thank you for sharing your thoughts. I'm pleased to hear that I could assist you effectively by answering all your questions. It's important to me that you feel well-supported throughout the process. If there's anything else you need or any...
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Neal is very professional and responsive. The expertise he has in his field shows in how he conducts business. Very helpful in every way, we found working with Neal and his team to be an effective and positive experience and would reccomend...
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Reply from Neal Tipton
October 8th, 2025 03:21 PM
Mathew, I appreciate your kind feedback. It's important to me that my professionalism and responsiveness contribute positively to your experience. It's gratifying to know you found the process effective and supportive. If you or anyone you...
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Neal Tipton has received a review with 5 star rating from Steven
Reply from Owner
January 8th, 2026 10:57 AM
Steven, thank you for the 5-star review! It was a pleasure assisting you, and my team and I are grateful for the opportunity to be part of your home financing journey. Please don’t hesitate to reach out if you ever need anything.
Neal Tipton has received a review with 5 star rating from Kelsey C
Reply from Owner
November 5th, 2025 01:32 AM
We appreciate the perfect rating, Kelsey. Thank you for your trust in us at Waterstone Mortgage.
Mary Beth was very kind and experienced during the loan process, ensuring I got a great rate and closed on time. Everything moved seamlessly. I would definitely recommend her services!!
Reply from Owner
November 12th, 2025 05:42 PM
Nichelle, we're grateful for your feedback. It’s great to hear that Mary Beth’s expertise and kindness made your loan process smooth. Ensuring timely closings and securing great rates are priorities we strive to achieve. Thank you for recommending...
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Neal Tipton has received a review with 5 star rating from Jordan D
Reply from Owner
September 17th, 2025 03:54 PM
Your five-star rating is so appreciated! Thank you for recognizing the effort we put into our service at Waterstone Mortgage.
The team is very knowledgeable and helped navigating moving out of state very well! Super quick responses and seamless process! I appreciate all the help immensely!
Reply from Neal Tipton
August 28th, 2025 03:51 PM
Rebecca, thank you for your kind review! We're delighted that Neal and our team at Waterstone Mortgage were able to assist you effectively during your out-of-state move. Providing prompt communication and ensuring a seamless process are key...
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Great teamwork from your staff. Yoa all don't make the buying experience difficult but much easier
Reply from Neal Tipton
August 28th, 2025 03:52 PM
Steven, thank you for highlighting the teamwork within our staff. We're pleased to hear that the buying experience was made easier for you. At Waterstone Mortgage, ensuring a smooth and stress-free process is important to us. If there’s anything...
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Mary Beth was amazing. Every step of the way she was there to support us with helpful advice and knowledge to make the process of buying our home as painless as possible. We were working under tight constraints with time and needed to be as...
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Reply from Owner
November 12th, 2025 05:42 PM
It's great to hear that Mary Beth provided such strong support throughout your home-buying journey. We understand how crucial timing and flexibility are in today’s competitive market, and we're glad she was able to offer valuable advice and...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions