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Neal Tipton
Branch Manager | NMLS #188890


New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Teresa Is a GEM!
Reply from Owner
November 20th, 2025 04:38 PM
We're grateful for your feedback, Brittany. It's wonderful to know that Teresa played such a vital role in your experience. If you have any more to share or need assistance with anything further, feel free to reach out.
Teresa Is a GEM!
Reply from Owner
November 20th, 2025 04:38 PM
We're grateful for your feedback, Brittany. It's wonderful to know that Teresa played such a vital role in your experience. If you have any more to share or need assistance with anything further, feel free to reach out.
Great job! The process flowed smoothly. There were no delays in our closing.
Reply from Owner
November 5th, 2025 01:24 AM
We appreciate your feedback, Luis. It's great to hear that the process went smoothly and without delays. Ensuring an efficient and seamless experience is a top priority for us. Thank you for choosing Waterstone Mortgage, and if there's anything...
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Neal Tipton has received a review with 5 star rating from Katte H
Reply from Owner
November 5th, 2025 01:29 AM
Thanks for taking the time to rate your experience with Neal Tipton at Waterstone Mortgage. If there's anything more you'd like to share or need assistance with, we're here to help.
We were thrilled with the experience we had with Waterstone as first time homebuyers!! We worked with David and Molly and both of them were amazing! They were so hard working, supportive, encouraging, and answered all our questions/concerns....
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Reply from Neal Tipton
November 5th, 2025 01:31 AM
We appreciate your reflection on your experience as first-time homebuyers with us at Waterstone Mortgage. It's rewarding to hear how supportive and effective David and Molly were throughout your journey. Navigating the complexities of a loan...
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Buying a home can be stressful with all the necessary paperwork needed. Waterstone made it less stressful. They are patient and always made sure you were clear of the process and the bottom line.
Reply from Owner
November 5th, 2025 01:31 AM
We appreciate your feedback! Navigating the home buying process can indeed be challenging, and we're glad to hear that our team's efforts in guiding and clarifying each step were helpful to you. Patience and clear communication are key aspects...
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Neal and his team were so engaged and on top of things -- the whole process felt seamless despite some complicated circumstances.
Reply from Neal Tipton
October 13th, 2025 08:00 PM
We're so glad to hear our team made the process seamless for you, even with a complex situation. If there's anything else we can assist you with, please don't hesitate to let us know!
Fast and efficient. Great customer service.
Reply from Neal Tipton
October 13th, 2025 08:02 PM
As a repeat client, your review means even more to us! Providing excellent customer service is a priority at Waterstone Mortgage so it's great to hear my team and I met your needs. If there's anything else we can assist you with, please let...
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Neal was always quick to answer any of my questions and was clearly a knowledgeable professional. He did his job very well!
Reply from Owner
October 13th, 2025 08:04 PM
We appreciate your feedback, Nick. It's great to hear that our prompt communication and professional knowledge made a positive impression. My team and I are committed to ensuring that we provides reliable and efficient support. If there's anything...
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Neal was always quick to answer any of my questions and was clearly a knowledgeable professional. He did his job very well!
Reply from Neal Tipton
October 13th, 2025 08:05 PM
Nick, thank you for sharing your experience! I'm glad to hear our promptness and expertise met your expectations. Our priority is to ensure you receive the support and information you need. If any further questions arise, please don't hesitate...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)

Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions