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Neal Tipton
Branch Manager | NMLS #188890


New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Perfect awesome
Reply from Neal Tipton
March 2nd, 2026 07:23 PM
Garrett, thank you for your feedback. We appreciate your positive review and are glad to know you had a great experience with us at Waterstone Mortgage. If there's anything else we can assist you with, please let us know.
Neil and his team expertly guide you through the refiance process and make it easy and understandable.
Reply from Neal Tipton
February 4th, 2026 06:12 PM
Thanks for taking the time to leave a review, Jeff. We’re really glad you had a good experience working with Neal and the team. Our goal is always to be responsive, transparent, and make the process as stress-free as possible. If you ever need...
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The way that Neal took the time to answer any concerns that we has. He made the loan process as let stressful as he could for us and I would definitely recommend him to other people.
Reply from Neal Tipton
December 17th, 2025 04:21 PM
Pamela, thank you for sharing your feedback. We're glad to hear that Neal was attentive in addressing your concerns and worked to make the loan process as straightforward as possible. Your recommendation is truly valued, and we're here to support...
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Very informative very helpful , thoughtful all around great to work with .
Reply from Neal Tipton
December 17th, 2025 04:21 PM
We're glad to hear you had such a positive experience working with Neal. We aim to ensure helpful and thoughtful service, and we're pleased to know that reflected in your experience. If there's ever anything more we can do for you or if you...
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Neal Tipton has received a review with 5 star rating from Cynthia B
Reply from Owner
January 8th, 2026 11:00 AM
Thank you, Cynthia! I sincerely appreciate the 5-star review and the trust you placed in us when purchasing your first home. We're always here if you need anything.
The staff Was very welcoming and care about there clients not just during the process but afterwards as well . Very well organize and communication is amongst everyone .
Reply from Neal Tipton
December 2nd, 2025 09:15 PM
We're grateful for your positive feedback, Cynthia. It's essential to us that our team remains welcoming and attentive throughout and beyond the entire process. We pride ourselves on maintaining clear communication and organization to support...
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Communication. It was timely and accurate with the entire team at Waterstone.
Reply from Neal Tipton
December 1st, 2025 05:15 PM
Thanks for your feedback Tom! It’s great to know that our efforts in maintaining timely and accurate communication had a positive impact on your experience. Our team at Waterstone Mortgage values clear and consistent interaction, and we're...
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Super professional, knowledgeable, thorough, and helpful when needed. Their experience showed throughout the process. We've had multiple mortgage experiences, and this one was easily the best.
Reply from Owner
November 26th, 2025 06:37 PM
We appreciate your perfect rating for Neal, Paul. Thank you for taking the time to let us know how we're doing at Waterstone Mortgage.
Neal was always prompt in getting back to me with the answers I needed. Being this is my first pruchase he walked me through the process and calmed my nerves.
Reply from Neal Tipton
November 24th, 2025 02:06 PM
Karen, we're glad to hear that Neal was able to assist you with your first purchase by providing prompt responses and guiding you through the process. It's our priority to ensure a smooth and reassuring experience for our clients. If you have...
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Neal Tipton has received a review with 5 star rating from Matthew D
Reply from Owner
November 20th, 2025 04:38 PM
We appreciate your positive rating, Matthew. If you need anything or have any questions, feel free to reach out to us at Waterstone Mortgage.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)

Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions