Top 5%
Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Waterstone and Mary Beth are the best in the business!
Reply from Owner
May 28th, 2026 12:00 AM
Thank you so much for the wonderful review! We’re thrilled to hear you had such a great experience with Mary Beth and Waterstone Mortgage. She truly cares about her clients, and we’re grateful you gave us the opportunity to help.
communikno,,,,
genuine care about us and the Home we were purchasing. Can't say enough good things about this group.
Reply from Neal Tipton
May 4th, 2026 05:23 PM
Lori, thank you so much for your kind words. It means a lot to know that you felt genuinely cared for and well-communicated with throughout your home purchase. My team and I were grateful for the opportunity to help, and we’re always here if...
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Neal and his team were top notch. They were very responsive and made this process run smoothly.
Reply from Neal Tipton
May 4th, 2026 05:25 PM
I really appreciate you taking the time to share this. My team and I were grateful for the opportunity to help, and I’m glad to hear the process felt smooth and responsive. We’re always here if you need anything in the future.
Very professionand very quick responses. Appreciate the great rate and overall experience.
Reply from Neal Tipton
April 24th, 2026 09:23 PM
I really appreciate you taking the time to share your experience! I’m glad the process felt smooth and that we were able to secure a great rate for your rental property purchase. It was a pleasure helping you, and I wish you much success with...
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We had a great experience working with Neal! He was knowledgeable, responsive, and always kept us in the loop throughout the entire process. He took the time to answer all of our questions and made sure we felt comfortable every step of the...
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Reply from Neal Tipton
April 23rd, 2026 08:03 PM
Thank you so much for your kind words. It was truly a pleasure helping you through the process.I’m grateful for the trust you placed in me, and I’m so glad we were able to create a strategy that fit your goals and help navigate the twists and...
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Neal was very professional and supportive through this stressful time. He was fully transparent with us about what was happening and where we were in the process. The communication we received was always timely and detailed. I really couldn't...
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Reply from Neal Tipton
April 14th, 2026 05:28 PM
Thank you so much for your thoughtful review. It was truly a pleasure working with you. I know the process can feel stressful at times, so I’m grateful for the trust you placed in my team. Clear communication and transparency are very important...
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Review documents when they come in so there is not a last minute scramble. Be upfront about rates. Be accountable when mistakes are made. Not sure what is going on in your office but this is a 180 from last time I used your service .
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Reply from Waterstone Mortgage
March 30th, 2026 07:24 PM
Thank you for the feedback. I’m sorry to hear this experience didn’t match the level of service you received from us previously. We always aim to be clear, proactive, and responsive throughout the process, so I regret that this transaction...
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Neal regularly communicated with us throughout the whole homebuying process and kept us up to date with the documents we needed to submit and sign, making this whole experience so much easier and more pleasant than we ever would have hoped....
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Reply from Neal Tipton
March 30th, 2026 05:30 PM
Ashley, we truly appreciate your kind words and are glad to hear how Neal's consistent communication helped streamline your homebuying journey. Keeping you informed throughout the process is something we prioritize. If there’s anything else...
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We appreciate Neal and his team and the support they offer through the process. They are very informative, responsive and patient! Thank you.
Reply from Neal Tipton
March 30th, 2026 05:30 PM
Elizabeth, we're grateful for your feedback and pleased to hear that Neal and his team were able to provide the informative support you needed. Their responsiveness and patience are key priorities for us. If you have any more questions or require...
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Thank you for the support and fast responses.
Reply from Neal Tipton
March 18th, 2026 04:01 PM
Sheleen, I appreciate your feedback and am glad to know you were satisfied with the support and quick responses. If there's anything more I can do for you, please feel free to reach out.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions