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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
There was always great communication from them. Giving helpful tips and suggestions along the way.
Reply from Neal Tipton
June 5th, 2026 05:58 PM
That means a lot to hear! Buying your first home is a big milestone, and we were so glad to help guide you through it. We always try to keep the process clear, stay in touch, and offer helpful suggestions along the way. It was a pleasure working...
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Neal is in constant communication throughout the transaction. Few transactions are ever perfect and this one was especially challenging. Neal is proactive and solution driven when challenges arrive. He always has the client in his best interest....
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Reply from Neal Tipton
June 5th, 2026 04:11 PM
Thank you so much for the kind words. This transaction definitely had some moving pieces, so I really appreciate your communication and partnership throughout the process. It makes a big difference working with a Realtor who stays proactive...
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Neal and his team were incredible. They were responsive and professional throughout my entire househunt, purchase and closing.
Reply from Neal Tipton
June 4th, 2026 02:58 PM
It was truly our pleasure to help make the process as smooth as possible, especially with your cross-country move and everything that comes with active duty service. We appreciate the trust you placed in us and are grateful we could be part...
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Neal and his team are always on top of everything and great with updating me on the progress of the loan. They're very knowledgeable and are always able to solve whatever situation may arise. Id recommend using Neal and his team to anyone that...
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Reply from Neal Tipton
June 1st, 2026 04:07 PM
Thank you so much for the thoughtful review and recommendation. It means a lot coming from a Realtor who sees firsthand how many moving parts there are behind the scenes. We work hard to keep everyone informed, anticipate issues early, and...
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Any questions/papers I had were answred/sent to me fast everything was handled well and waterstone took a lot of weight off my shoulders
Reply from Neal Tipton
June 1st, 2026 04:06 PM
Thank you so much for the kind review. I’m really glad we were able to make the process feel lighter and take some of that stress off your shoulders. Buying a home comes with a lot of moving pieces, so it means a lot to know our team was responsive...
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Neal always keeps in honest
Reply from Neal Tipton
May 27th, 2026 04:20 PM
Thank you so much, Jason! I truly appreciate your continued trust and the opportunity to help you again with your refinance. It means a lot to work with repeat clients like you.
Neal and his team make it very easy thru the process and were prompt to answer all my questions.
Reply from Neal Tipton
May 26th, 2026 05:13 PM
Thank you for sharing this! Purchasing a second home in another state can add extra layers to the process, so I’m really glad our team was able to keep things clear, simple, and moving forward. We appreciate you trusting us with such an exciting...
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Efficient and helpul. Available for questions with quick reposnes
Reply from Neal Tipton
May 22nd, 2026 06:55 PM
Jennifer, thank you for taking the time to leave a review! I’m happy to hear that you felt supported and that we were able to answer your questions quickly along the way. We appreciate your trust in us.
Everything was super smooth and easy to understand . great team to work with!
Reply from Neal Tipton
May 22nd, 2026 06:56 PM
Rebecca, thank you so much for the kind words! I’m glad the process felt smooth and easy to understand. We really appreciate the opportunity to help and are grateful you chose our team.
Neal and Molly we're great Very, very helpful and pleasant. Could not have asked for a better experience
Reply from Neal Tipton
May 11th, 2026 05:28 PM
Thank you so much for the kind words! Molly and I truly appreciate it. It was a pleasure working with you, and we’re grateful for the opportunity to be part of your homebuying journey.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions