Top 5%
Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Neal Tipton has received a review with 5 star rating from Bella Y
Reply from Owner
January 8th, 2026 11:00 AM
Thanks for the 5-star rating, Bella!
Neal and Molly were great to work with! They made my entire refinancing experience worry-free! The level of expertise and professionalism was truly appreciated and Neal even saved me a significant amount of money on homeowner insurance! Good...
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Reply from Owner
January 8th, 2026 11:00 AM
Thank you for this review. At Waterstone Mortgage, we pride ourselves on providing borrowers - whether it's their first home purchase or a refinance - with exceptional service. We are happy to hear Neal and Molly met your expectations. We look...
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I used Waterstone Mortgage to refinance and the entire process was super quick and smooth from the beginning until the end.
Reply from Owner
January 8th, 2026 11:00 AM
Thank you for taking the time to write this review, Desiree. We hope you continue to use Waterstone Mortgage in the future for your refinance or purchase needs. Please don't be a stranger!
I have had a relationship with Neal and Molly, since 2017. Every single time has been amazing, personable, and top notch. Now, let's talk about this refinance I just did. I got a personal call from Neal and I now live in Texas and he provided...
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Reply from Owner
November 18th, 2020 12:00 AM
Isn't the loan process easy and stress-free, when you have an accessible and communicative loan originator by your side? We are so glad your loan experience was fantastic, thanks to Neal and his team, and appreciate you taking the time to write...
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Neal Tipton has received a review with 5 star rating from Gene Z
Reply from Owner
January 8th, 2026 11:00 AM
Thank you for the 5-star rating, Gene.
Waterstone Mortgage is absolutely best! We recently refinanced our home and Diana Rucci, Jessica Maddox, Crystal Samuels and Molly Palensky were there for us every step of the way. They were so caring and attentive and went above and beyond...
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Reply from Owner
May 27th, 2026 06:20 PM
Thank you so much for taking the time to share this! I’m thrilled to hear your refinance went smoothly and that you felt supported throughout the process.We always want our clients to feel cared for, informed, and confident from start to finish,...
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Knowledgeable about the state laws that we live in! Quicken loans and Rocket Mortgage promised more than they could deliver but Waterstone actually delivered! If i re-finance or purchase another home I will definitely use Waterstone! If anything...
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Reply from Owner
January 8th, 2026 11:00 AM
Thank you for this 5-star review, Dray. The customer always comes first, here at Waterstone Mortgage, and providing excellent customer service is our top priority. We hope to have the opportunity to work with you again on any future purchase...
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Dawn worked very hard to make a deal that worked best for us. She was available to answer questions any time we had them. We recommend Waterstone Mortgage highly!
Reply from Owner
January 8th, 2026 11:00 AM
Wow, what a wonderful review you have left for Dawn. Having a professional loan originator by your side makes for a smooth, stress-free loan process. We hope you'll consider us again for any future purchase or refinance needs!
Neil and his team were amazing to work with!! They made this stressful transaction very simple by responding to me immediately, answering all of my questions, and going above and beyond to ensure an excellent customer service! I would highly...
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Reply from Owner
January 8th, 2026 11:00 AM
Thank you for the 5-star rating and review, Tara. We are glad that Neal and his team were able to help you. We appreciate your recommendation and hope to work with you again, should you have any future homebuying or refinancing needs.
Neal Tipton has received a review with 5 star rating from Henry G
Reply from Owner
January 8th, 2026 11:00 AM
Thanks for the 5-star rating!
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions