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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Neil Tipton and Molly Palensky made the entire process incredibly smooth and were great with communicating with us the entire time. Every question I had was answered swiftly and with enough details for me to move the process further. Would...
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Reply from Owner
January 8th, 2026 11:00 AM
Thank you for your review, Clayton! We are thrilled Neal and his team were able to provide you with a positive experience and were able to aid in such a smooth close! We look forward to working with you again when the time to refinance or buy...
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Waterstone is great! Very personable and knowledgeable. They were on top of everything through the whole process. This is our 2nd mortgage through them. Highly recommend!
Reply from Owner
January 8th, 2026 11:00 AM
Having a knowledgeable and professional loan originator by your side makes all the difference; which you must know since you've worked with Jeff in the past. We appreciate you taking the time to write this review and look forward to working...
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Mrs Rucci was absolutely amazing at helping me get my 1st home. I was of course NEW to the process, but Diane Rucci made it ALL look plain and simple. Started moving in within 40 days of our 1st intro. I would recommend anyone looking to buy...
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Reply from Owner
January 8th, 2026 11:00 AM
Wow, talk about a quick closing! We know the struggles that come with buying your first home but is sounds like Diana was able to help you close quickly. We hope you are enjoying your new home. Thanks again and congratulations!
Waterstone Mortgage really looked out and made our dreams come true! We were ready to throw in the towel when things didn’t work out with our first lender but Neal and his team got us going again and approved. They are definitely a pleasure...
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Reply from Owner
January 8th, 2026 11:00 AM
Thank you for the review, Justin. We're so glad Neal and his team helped you accomplish your homeownership goals. We look forward to working with you again in the future!
Neal Tipton has received a review with 5 star rating from C C
Reply from Owner
January 8th, 2026 10:57 AM
Thanks for the 5-star rating!
Excellent overall experience! Great communication throughout the entire process!
Reply from Owner
January 8th, 2026 11:00 AM
Thank you for this review, Ira. We're pleased to have provided you with a positive experience. Thanks again!
Great communication and easiest mortgage process I have ever been through!
Reply from Owner
January 8th, 2026 11:00 AM
Thank you for this review, Debbie. We're ecstatic you had such a wonderful mortgage experience! We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
Neal Tipton has received a review with 5 star rating from Sheila M
Reply from Owner
January 8th, 2026 11:00 AM
Sheila, thank you for the 5-star rating!
Working with Waterstone Mortgage Corporation was good. Overall they communicated well with us through the process and worked with us to get around some of the technical issues that arose due to COVID-19. They sold themselves as better then...
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Reply from Owner
January 8th, 2026 11:00 AM
Thank you for sharing, Daniel! We're glad to hear you had a positive experience, and we look forward to working with you again in the future.
Neal Tipton has received a review with 5 star rating from Chris B
Reply from Owner
January 8th, 2026 10:57 AM
Thanks for the review!
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions