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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Neal Tipton has received a review with 5 star rating from Kitty M
Reply from Owner
January 8th, 2026 11:00 AM
Thank you for the 5-star rating, Kitty.
The whole experience was very easy. Jeff and his staff walked me through how to get documents to them electronically and answered all my questions. It was a pleasurable experience.
Reply from Owner
January 8th, 2026 11:00 AM
Thank you for this review, LJ. We know how many questions pop up throughout the loan process – that's why communication is key. It sounds like Jeff and his team went above and beyond, providing answers to all your questions. Thanks again!
Neal Tipton and his team at Waterstone Mortgage were a huge help in my recent home purchase. Thank you for your timely communication, knowledge and expertise! You all made my first home purchase a very smooth and easy experience. Thanks again,...
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Reply from Owner
January 8th, 2026 11:00 AM
Thank you for taking the time to write this review, Dan. Providing excellent customer service, throughout the loan process, is always our top priority. We're glad you received nothing but the best from Neal Tipton and his team.
Thank you Neal and Team for all your hard work and diligence in making my first home buying experience an easy one! I appreciated the timely communication and fast paperwork. The entire process was painless and your team demonstrated their...
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Reply from Owner
May 27th, 2026 12:00 AM
Congratulations again on your first home! It was a privilege to be part of such an important milestone, and I’m so glad we were able to make the process feel easy and painless for you. Thank you for recognizing the communication, efficiency,...
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Neal and his team at Waterstone made our refinance as simple as possible. We got a great rate and everything was wrapped up incredibly quickly. I highly recommend them! Thanks for everything Neal!
Reply from Owner
January 8th, 2026 11:00 AM
Thank you for sharing, Chris. We're thrilled to hear everything went so smoothly with your home loan with the help of Neal and his team. We hope to work with you again in the future!
Neal and Molly were amazing to work with! Clear and concise with information and speedy with delivery! I highly recommend
Reply from Owner
January 8th, 2026 11:00 AM
Thank you for sharing, Ivan. We're thrilled to hear everything went so smoothly with your home loan with the help of Neal and Molly and we are glad to hear they communicated throughout every step of loan process. We hope to work with you again...
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Diana and her team were very excellent on our mortgage from the pre-qualifying to the close. She went above and beyond our expectations. We highly recommend Diana and her team at Waterstone Mortgage for home mortgage loans.
Reply from Owner
January 8th, 2026 11:00 AM
Thank you for this review, Dang. We're glad to hear Diana exceeded expectations! Don't hesitate to reach out with any future questions.
Neal and his team were very helpful throughout our home purchasing experience. I would absolutely recommend him in the future.
Reply from Owner
May 27th, 2026 06:20 PM
Thank you for the great review! I’m so glad we could be a helpful resource throughout your home purchase. It was a pleasure working with you, and I truly appreciate your recommendation!
Neal Tipton has received a review with 5 star rating from Karen B
Reply from Owner
January 8th, 2026 11:00 AM
Thanks for the 5-star rating, Karen
Neal Tipton has received a review with 5 star rating from Ramanda G
Reply from Owner
January 8th, 2026 11:00 AM
Thanks for the 5-star rating, Ramanda
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions