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Neal Tipton - Branch Manager | NMLS #188890 in Waldorf, MD
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Neal Tipton

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Branch Manager | NMLS #188890

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New York University
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
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New York University
New York University
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Miriam R
    Posted on December 30th, 2020 03:07 PM
    Diana made our firs time home buying experience smooth and easy! She was very knowledgeable and professional. She was always readily available and responded to my calls/emails right away. She was able to get us into our home right in time for...
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    Reply from Owner
    January 8th, 2026 11:00 AM
    Thank you for taking the time to write this review, Miriam. We are happy to hear your first homebuying experience was a smooth and easy process, thanks to Diana. We look forward to working with you again, should you have future homebuying or...
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    Sean B
    Posted on December 30th, 2020 03:55 AM
    With finally getting close to finishing moving I can right a review. Neal and Molly were great to work with as a first time home buyer. They let me know everything needed for the process to go as smooth as possible. Which it did. And any questions...
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    Reply from Owner
    January 8th, 2026 11:00 AM
    Thank you for taking the time to write this review, Sean. Communication plays a large role in the homebuying process, so we are happy to hear Neal and his team were there every step of the way. We hope you are enjoying your new home, thanks...
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    Mike S
    Posted on December 28th, 2020 03:21 PM
    Neal Tipton has received a review with 5 star rating from Mike S
    Reply from Owner
    January 8th, 2026 11:00 AM
    Thank you for the 5-star rating, Mike. Don’t be a stranger.
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    Grant W
    Posted on December 27th, 2020 06:48 PM
    Once again the team at Waterstone mortgage has been wonderful for my rental properties as well as my primary mortgages Jeff Leadmon, Teresa and the rest of the team are absolutely amazing they made the process easy and quick I recommend Waterstone...
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    Reply from Owner
    January 8th, 2026 10:57 AM
    Wow, thanks for the glowing feedback Grant! We agree... responsiveness is an essential trait in a loan originator. We're glad Jeff and his team provided you with an amazing refinance experience.
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    Tim H
    Posted on December 23rd, 2020 05:43 PM
    Waterstone Mortgage made the home buying process very smooth. Neal and Molly were extremely informative and helpful.
    Reply from Owner
    January 8th, 2026 11:00 AM
    We are thrilled your home purchase was easy and efficient, thanks to Neal and his team. We look forward to the opportunity of working with you again should you have any purchase or refinance needs in the future. Thank you for this review.
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    Ryan P
    Posted on December 23rd, 2020 05:18 PM
    Neal and Molly were so helpful from start to finish in my first ever home buying process. Made the process a lot less stressful then I originally thought it was going to be. Highly recommended them for anyone looking for a loan! Thank you Neal...
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    Reply from The Neal Tipton Team - Waterstone M...
    May 27th, 2026 06:22 PM
    Thank you for letting us be part of your first home purchase! We know the process can feel overwhelming at the beginning, so it’s wonderful to hear that we were able to make it feel much less stressful. Molly and I truly enjoyed working with...
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  • Zillow
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    Pswag463
    Waldorf, MD
    Posted on December 23rd, 2020 12:00 AM
    Neal and Molly are an amazing team. Being a first time homebuyer the process was very overwhelming at first because I had no idea what to expect. Neal and Molly made the process very easy for me and gave me a great interest rate as well! Highly...
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    Reply from Owner
    December 29th, 2020 12:00 AM
    Thank you for your review, Pswag! We're thrilled that Neal and his team were able to provide you with a positive homebuying experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in...
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    Darris T J
    Posted on December 22nd, 2020 10:00 PM
    We would not have been able to purchase our home without the Waterstone Mortgage Corporation. Neal Tipton and Molly Palensky were very helpful, and made the home buying stress-free. They’re the best!
    Reply from Owner
    January 8th, 2026 11:00 AM
    Thank you for the five-star review, DaTa! It sounds like your experience with Neal and his team was more than successful. We are glad to hear they were patient and communicated throughout every step of the homebuying process. We look forward...
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    Christine T
    Posted on December 22nd, 2020 09:53 PM
    Neal Tipton and Molly Palensky were extremely helpful with my home purchase. I would definitely recommended their services to anyone looking to purchase a home.
    Reply from Owner
    January 8th, 2026 11:00 AM
    Thank you for the five-star review, Christine! It sounds like your experience with Neal and his team was more than successful. We are glad to hear they were patient and communicated throughout every step of the home buying process. We look...
    read more
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    Kate C
    Posted on December 21st, 2020 05:50 PM
    I've used them twice now! Full of knowledge, polite, so easy to work with, and would definitely use them a third time!
    Reply from Owner
    May 27th, 2026 06:21 PM
    Thank you so much! It means a lot that you came back to us a second time, and we’d be honored to help a third. I truly appreciate your kind words and am glad the experience felt easy and well-guided from start to finish!
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    About
    Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Conventional Financing
    FHA Financing
    VA Financing
    USDA Rural Development Financing
    Down Payment Assistance
    Maryland Mortgage Program
    Construction-to-Perm Financing
    Jumbo Financing
    View All
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    Education
    • New York University
      Finance
      Bachelor of Science (BS)
      New York University logo
    Positions
    • Waterstone Mortgage - Branch Manager
      Jun 20th, 2016 - Current
    Memberships
    • Southern Maryland Association of Realtors
    • Maryland Building Industry Association
    • Mortgage Action Alliance
    • View All

    Year Started

    2006

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #188890
    Achievements
    • 2024 President's Club Platinum Level
    • 2023 President's Club
    • 2022 President's Club
    • View All
    Disclaimer
    State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions