Top 5%
Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Neal Tipton has received a review with 5 star rating from Julianna G
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for the 5-star rating, Julianna.
Neil and Molly were both exceptionally professional and informative during my refinance process. From start to closing was about 30 days as promised. I got an excellent rate and I couldn’t be happier. Neil is your go to for all your refinancing...
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Reply from Owner
January 8th, 2026 10:59 AM
Thank you for taking the time to write this review, Tanya! Providing excellent customer service, throughout the refinance process, is always our top priority. We're glad you received nothing but the best from Neal and his team.
Waterstone Mortgage, made my refinance quick and easy. They got me a great rate, and remained attentive, answering all my questions throughout the process. An overall great experience. If you need to purshase or refi a property, don't go to...
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Reply from Owner
January 8th, 2026 10:59 AM
Thank you for the 5-star review, Christopher! We are glad to hear Neal and Waterstone Mortgage helped make your refinance process quick and easy. He is an excellent loan originator and always makes his clients' questions a priority. We hope...
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I highly recommend this company to handle all your mortgage needs. Dawn Orbits is very helpful with walking you through the steps. I have never done a refinance on my home before and she made it easy.
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for taking the time to write this review, Stephanie! We are happy to hear your refinance experience was a easy process, thanks to Dawn. We look forward to working with you again, should you have future homebuying or refinancing needs....
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When my husband and I were buying our home, we were not approved for a loan that was “approved” by another loan officer, until the very end. We were heartbroken, but I refused to give up. I spoke to the realtor who was selling the home we were...
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Reply from Owner
January 8th, 2026 10:59 AM
Thank you for taking the time to write this review, Susie! We are glad Waterstone Mortgage and Teresa were able to provide a smooth loan process for you. We hope we have the chance to work with you again, should you have future homebuying or...
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Neal Tipton has received a review with 5 star rating from Lamont W
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for the 5-star rating, Lamont. Stay in touch.
Neal Tipton and his team, Molly and Teresa, were extremely knowledgeable and responsive when I was going through the process of buying my first home. I had no idea what I was getting myself into when I decided to start looking at homes last...
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Reply from Owner
January 8th, 2021 12:00 AM
Rebecca, we appreciate you taking the time to write this review for Neal and his team. Having a mortgage lending team that communicates every step of the way certainly helps to bring clarity to the loan process. We hope you continue to use...
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Outstanding job with our original mortgage and our recent refinance. Communication was outstanding. They explored every avenue available.
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for this 5-star review Jimmy! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
Jeff Leadmon is a top notch loan officer. I’m a realtor and long time customer for my personal finances. Trustworthy and up to date on current market stats. If you are buying or re financing this is the guy!
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for this glowing review, Bonita. We're ecstatic you had such wonderful experiences working with Jeff. We look forward to working with you in the future! Thanks again.
We have trusted them with our martgage multiple times over 13 years. They are like family and have our trust. They take care of you and help you every step of the way. I highly recommend them.
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for this 5-star review, Justin! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions