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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
I had always heard that the home buying/ mortgage process was quite nerve-racking and tedious .On the contrary Neal was honest knowledgeable Neal made the whole process flow seamlessly.
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for the 5-star review, See! We are glad to hear Neal helped make your homebuying process stress-free. He is an excellent loan originator and always makes his clients' questions a priority. We hope you continue to work with him for...
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I've purchased a home, re-financed and re-re-financed with Waterstone Mortgage. I've always returned to Waterstone because their level of service and professionalism has always impressed me. For me, Neal Tipton and Molly Palensky have the ability...
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Reply from Owner
January 8th, 2026 10:59 AM
Thank you for taking the time to write this review, Charlene! Providing excellent customer service, throughout the loan process, is always our top priority. We're glad you received nothing but the best from Neal and his team.
Neal Tipton has received a review with 5 star rating from Mia D
Reply from Owner
May 27th, 2026 06:30 PM
Thank you for the 5-star rating, Mia! We truly appreciate your support and the opportunity to help.
Diana Rucci and her team are an elite and extraordinary mortgage processing establishment. They ran and finished my mortgage process above expectations. Very pleased with this team, Diana Rucci, Jessica Maddox Crystal Samuels and Molly Palenskiy...
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Reply from Owner
January 8th, 2026 10:59 AM
Wow, thanks for the glowing feedback Mary! We agree... responsiveness is an essential trait in a loan originator. We're glad Diana and her team provided you with an amazing mortgage experience.
Highly recommend working with Ms. Diana Rucci for your mortgage loan needs!
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for this glowing review, Ruby! We're ecstatic you had such a wonderful experience with Diana. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
Diana Rucci and her team is so wonderful! She helped us buy our first home two years ago and has now helped us refinance, getting a better interest rate and helping us save money! They are so responsive and talked us through every step! I could...
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Reply from Owner
January 8th, 2026 10:59 AM
Thank you for this wonderful review, Kayla! We're glad your refinance experience with Diana went so smoothly. We pride ourselves on providing our repeat borrowers with exceptional service and it sounds like you received nothing but the best...
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Lucky enough to work with Jeff and his team twice and come out completely satisfied with the results both times. Highly recommended and easy to work with. Honest and upfront so you know what you're getting before you start the process
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for taking the time to write this review, Eric! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Jeff and his team.
Jeff and his Team went above and beyond to take care of our mortgage needs. Jeff personally hand delivered our approval letter to the selling agent at the homes open house and ensured the selling agent was aware of our criteria and how serious...
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Reply from Owner
January 8th, 2026 10:59 AM
Wow, thanks for the glowing feedback Jacob! We agree... responsiveness is an essential trait in a loan originator. We're glad Jeff and his team provided you with an amazing mortgage loan experience. Enjoy your new home.
Waterstone Mortgage, and Jeff really, went so above and beyond my expectations. They were friendly, kind, always available, and went above and beyond to support me in the long distance home buying process. The team here genuinely cares about...
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Reply from Owner
January 8th, 2026 10:59 AM
Thank you for taking the time to write this review, Maryiha! Providing excellent customer service, throughout the homebuying process, is always our top priority. We're glad you received nothing but the best from Jeff and his team.
Diana Rucci is the Senior Loan Originator who spearheaded the re-finance of my home mortgage. Ms. Rucci is professional, competent, patient, and positive. Her team at Waterstone Mortgage really knows how to get things done. I was able to complete...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions