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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
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Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Jeff and his team are amazing! Highly recommend using Waterstone Mortgage.
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for taking the time to write this review, Emily! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Jeff and his team.
I enjoyed the time and effort that they gave me and my wife with the purchase and process of buying our home 🏡. They really worked hard for us and made things easier for us with the online application to filling out the documents and getting...
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Reply from Owner
January 8th, 2026 10:59 AM
Thank you for this 5-star review Earl! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. We hope you are enjoying your new home. Thanks again.
Neal Tipton has received a review with 5 star rating from Everything E
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for the 5-star rating, Everything.
Neal Tipton has received a review with 5 star rating from Mitchrace7094
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for the 5-star rating, Mitchrace7094. Stay in touch.
Neal Tipton has received a review with 5 star rating from Leslie C
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for the 5-star rating, Leslie. Don't be a stranger.
Neil Tipton simplified the process of purchasing my new home. Everything went great! Neil is easy to contact and answers all questions quickly.
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for this review, Gary! We know how many questions pop up throughout the homebuying process, that's why communication is key. It's sounds like Neil went above and beyond, providing answers to all your questions. We hope you are enjoying...
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Neal Tipton has received a review with 5 star rating from Nikolas E
Reply from Owner
January 8th, 2026 10:59 AM
Thank you for the 5-star rating, Nikolas. Stay in touch.
Neal and his team are excellent. He is willing to go the extra mile for his clients to ensure they reach their goal. You are not just another file to Neal.
Reply from Owner
August 20th, 2021 12:00 AM
Thank you for taking the time to write this review, Katiee! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Neal and his team.
I had the absolute BEST experience with WaterStone Mortgage, especially with Dawn Orbits. I was a nervous wreck but Dawn and team genuinely cared and took time to answer all my questions, no matter how many times I asked lol they also gave...
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Reply from Owner
January 8th, 2026 10:59 AM
Thank you for taking the time to write this review, R W! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Dawn and her team.
I worked with Diana Rucci and her team for my recent home purchase. It was a special property and she helped me secure financing when other lenders wouldn't work with me! She explained everything in a clear manner, and I loved the little videos...
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Reply from Owner
January 8th, 2026 10:59 AM
Thank you for sharing, T Allen! We're thrilled to hear everything went so smoothly with your homebuying with the help of Diana and her team. We hope to work with you again in the future.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions