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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
My experience was great with Waterstone. They worked quickly and efficiently and got me into my first home! They offered great advice and had excellent communication throughout the process. Would highly recommend.
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for this 5-star review, Ashley! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. We hope you are enjoying your new home. Thanks again.
Tom was a great and responsive resource in managing the complexities that can pop-up during the closing process, and was instrumental in getting all the T's crossed and I's dotted. Thanks Tom.
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for this glowing review, Jeff! We're ecstatic you had such a wonderful experience with Tom. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
Mr Stewart was very helpful, communicated clearly and in a timely manner, knowledgeable in all things finance.
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for this glowing review, Bethany! We're ecstatic you had such a wonderful experience with Stewart. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
Dave and his team are exceptional! Wouldn’t recommend anyone else. Thank you Dave for everything! 😊
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for taking the time to write this review, Mariana! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Dave and his team.
Neal Tipton and his team stepped in and saved our homeownership Journey. Our first loan fell through 2 weeks prior to closing. This was a difficult and complicated foreclosure and he pulled it off. We reached out to several lenders and they...
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Reply from Owner
January 8th, 2026 10:57 AM
Everlove, we appreciate you taking the time to write this review for Neal and his team. Having a mortgage lending team that communicates every step of the way certainly helps to bring clarity to the homebuying process. We hope you continue...
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Neal Tipton has received a review with 5 star rating from Cody S
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for the 5-star rating, Cody.
My experience with Neal and his team was outstanding. I can’t say enough good things about Neal and Molly. They both made my buying process as easy and seamless as possible. The knowledge and explanations help navigating this overwhelming task...
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Reply from Owner
January 8th, 2026 10:57 AM
Thank you for taking the time to write this review, Joseph! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Neal and his team.
Neil, David, and Molly are nothing short of exceptional. Neil’s team is extremely knowledgeable and knows what you need to do to get in position to buy a house. Their sound recommendations were crucial in my home buying process resulting in...
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Reply from Owner
January 8th, 2026 10:57 AM
Thank you for sharing, Joseph! We're thrilled to hear everything went so smoothly with your homebuying with the help of Neal and his team. We hope to work with you again in the future.
Neal Tipton has received a review with 5 star rating from Shadonna L
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for the 5-star rating, Shadonna. Stay in touch.
Thomas Stewart with Waterstone mortgage was wonderful to deal with, kept in touch with us during the entire process, and made everything less stressful. Very honest with us, and made us aware at all times how we needed to proceed.
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for this glowing review, Ann! We're ecstatic you had such a wonderful experience with Thomas. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions