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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Dave Shelor with Waterstone Mortgage was one of a few mortgage lenders recommended to me by my realtors. After some research, I decided to contact Dave in late November. Dave responded immediately and things were on the roll. The process was...
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Reply from Owner
January 8th, 2026 10:57 AM
Thank you for taking the time to write this review, Nailaja! Providing excellent customer service, throughout the mortgage process, is always our top priority. We're glad you received nothing but the best from Dave and his team.
Thankyou to The team over at Waterstone mortgage corporation Neil Tipton in your team, Molly Palensky, and all everybody else who helped me get to my next steps your team is awesome. You guys were really nice and patient with me thank you for...
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Reply from Owner
January 8th, 2026 10:57 AM
Thank you for taking the time to write this review, Taja! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Neil and his team.
Neal Tipton has received a review with 5 star rating from Edlira M
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for the 5-star rating, Edlira.
Outstanding customer service and reliable through the entire process. Dave treated us like a neighbor and a friend. They were flexible and went above and beyond. Everything was done in a timely fashion. They even came to the hospital after...
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Reply from Owner
January 8th, 2026 10:57 AM
Thank you for sharing your wonderful experience with us, Tyler! It sounds like Dave was there with you every step of the way, to help you achieve your dream of homeownership. Your experience truly shows the dedication Dave has to his customers....
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Great experience with Neal Tipton at Waterstone Mortgage, everyone involved in the process was friendly, quick to respond, very helpful and kept me updated throughout the entire process, and the process was quick and painless, no hidden surprise...
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Reply from Owner
January 8th, 2026 10:57 AM
Thank you for the 5-star rating, Cheryl. Stay in touch.
This is my second time working with Neal Tipton and his team and that speaks for itself. I referred my son and a co-worker as first time home buyers. He's pleasant, detailed, professional and most of all, responsive. Great customer service.
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for sharing, J P! We're thrilled to hear everything went so smoothly with your homebuying with the help of Neal and his team. We hope to work with you again in the future.
They made sure everything went smooth for my husband and I being first time home buyers . Neal’s crew is by far the best in Waldorf !!!
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for sharing, Shampayne! We're thrilled to hear everything went so smoothly with your homebuying with the help of Neal and his team. We hope to work with you again in the future.
Dave and his team were true professionals. Very accessible to answer all my questions.
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for taking the time to write this review, Virginia! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Dave and his team.
Neal Tipton has received a review with 5 star rating from David A
Reply from Owner
January 8th, 2026 10:58 AM
Thank you for the 5-star rating, David. Don't be a stranger.
Can’t say enough good things about Neal and the team at Waterstone Mortgage. My fiancé and I worked closely with David Blair throughout the entire process of buying our first home. He was so attentive and knowledgeable, he could be reached...
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Reply from Owner
January 8th, 2026 10:58 AM
Kimberly, we appreciate you taking the time to write this review for David and his team. Having a mortgage lending team that communicates every step of the way certainly helps to bring clarity to the homebuying process. We hope you continue...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions