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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Loved working with Neal and his tea. They understood my needs and were very professional and responsive. Great experience!
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for taking the time to write this review, Thea! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Neal and his team.
Tom, Debbie and their team have been absolutely amazing. Quickly getting things done even with me having to go out of town unexpectedly and offering to send a remote notary to my location for our closing. I worked with Tom when I first bought...
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Reply from Owner
January 8th, 2026 10:57 AM
Thank you for this wonderful review, Kelsea! We're glad your refinance experience with Tom and Waterstone Mortgage went so smoothly. We pride ourselves on providing our repeat borrowers with exceptional service and it sounds like you received...
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It's been 40 years since I purchased my last house, and things have certainly gotten a little more complicated; but, Tom Stewart was a lifesaver, patiently and cheerfully guiding me through the process, start to finish! Should I ever do this...
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Reply from Owner
May 27th, 2026 06:23 PM
Thank you for sharing such a thoughtful review! After 40 years between home purchases, I can imagine how different the process must have felt, so it’s wonderful to hear that Tom helped guide you through it with patience and care. We’re grateful...
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Neal Tipton has received a review with 5 star rating from Sarah F
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for the 5-star rating, Sarah. Don't be a stranger.
This is the seventh home we’ve purchased in over 50 years married and by far, the easiest and stress-free purchase. Neal and his team were helpful, courteous, patient and provided all the information we needed in a timely manner.
Reply from Owner
November 26th, 2024 12:00 AM
We are privileged to have made your home purchase stress-free and easy. Thank you for your kind words, Christine1051.
This is my second experience working with Dave. We closed today and it was very pleasant, efficient and to the point. I look forward to working with Dave in the future.
Reply from Owner
June 11th, 2025 07:53 PM
We appreciate your positive feedback and are glad to hear about your pleasant and efficient closing experience. We look forward to the opportunity to assist you again in the future. Thank you for choosing Waterstone Mortgage.
Best of the best.
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for your wonderful feedback. We appreciate your kind words about Waterstone Mortgage Corporation.
Neal and his team were very responsive and understanding. They took the time to get to know me, my needs, and wants. I never felt rushed or that I was just another nameless account. I received sound and practical advice. It felt like his whole...
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Reply from Owner
November 26th, 2024 12:00 AM
We are ecstatic to hear about your positive experience with Neal and his team. Thank you for sharing your feedback!
Definitely recommend Dave and his team! Dave does everything in his power to get you what you are asking for! Easy to get along with!
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for taking the time to write this review, Ellie! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Dave and his team.
Dave was great- very knowledgeable and professional. I truly believe he helped us make the best decisions possible for our loan. We would definitely return to him if we ever buy another home!
Reply from Owner
January 8th, 2026 10:57 AM
We appreciate you taking the time to write this review, Gwendolyn! We are happy to hear Dave turned your homebuying experience around, with his professional demeanor and expertise. We hope you are enjoying your new home and look forward to...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions