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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Dave Shelor was great! He and his assistant were with us every step of the way and were quick to respond when we had questions or concerns. As a first time homebuyer, I definitely recommend them!!
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for this review, Amber! We know how many questions pop up throughout the homebuying process – whether you're a first-time homebuyer or a seasoned homeowner – that's why communication is key. It sounds like Dave and his team went above...
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Neil and the team at Waterstone Mortgage did a fantastic job with our purchase. Extremely helpful and responsive to all questions and concerns during the process, I highly recommend calling Neil!
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for taking the time to write this review, Christian! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Neil and his team.
Neal Tipton has received a review with 5 star rating from Katie M
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for the 5-star rating, Katie. Don't be a stranger.
Helped us very well! Did everything in his power to find a solution and pushed mountains for us!
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for this 5-star review, Alex! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
Neal, Dave, and Molly are the absolute best to work with when buying a home. This combo cannot beat for navigating the ups and downs of buying a home. Highly recommend and will only work with this winning team!
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for sharing, Adam! We're thrilled to hear everything went so smoothly with your homebuying with the help of Neal and his team. We hope to work with you again in the future.
Neal and his team were great to work with. They did everything very quickly and were always willing to answer my questions. Overall, it was a great experience!
Reply from Owner
September 30th, 2024 12:00 AM
Thank you for taking the time to write this review, Kim! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Neal and his team.
Five stars for Dave Shelor and Waterstone Mortgage! Just closed on my new house, and Dave took the time to explain the details of the loan process in a way that put me at ease. Home buying can be so stressful, but Dave and the Waterstone team...
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Reply from Owner
January 8th, 2026 10:57 AM
Thank you for taking the time to write this review, T J! Providing excellent customer service, throughout the homebuying process, is always our top priority. We're glad you received nothing but the best from Dave and his team.
Neal Tipton has received a review with 5 star rating from Melvin H
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for the 5-star rating, Melvin. Don't be a stranger.
Thanks again Dave and team! He knew our desire to live in Florida, and he made it happen for us! See you next time Dave! You Rock!
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for taking the time to write this review, Alex! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Dave and his team.
Excellent service by a customer focused team of true professionals.
Neal & his team of experts assisted us in obtaining a home this summer and we're excellent.
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for sharing, Mike! We're thrilled to hear everything went so smoothly with your homebuying with the help of Neal & his team. We hope to work with you again in the future.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions