Top 5%
Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Great lenders to work with to get the job done, with friendly faces and business driven professionals on a personal level.
Reply from Owner
January 8th, 2026 11:00 AM
Thank you for this 5-star review. Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
I’m writing here to share my wonderful experience with everyone.Before getting to know you, we had certainly contacted other companies, but what set you apart and made me trust your team was your speed, accuracy, availability, cooperation,...
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Reply from Owner
January 8th, 2026 10:57 AM
Thank you for this 5-star review. Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. We hope you are enjoying your new home. Thanks again.
Tom was amazing from start to finish. He was available for questions- gave us reasonable expectations and closed the deal better than originally expected.
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for this glowing review, Shawna! We're ecstatic you had such a wonderful experience with Tom. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
I’m writing here to share my wonderful experience with everyone.Before getting to know you, we had certainly contacted other companies, but what set you apart and made me trust your team was your speed, accuracy, availability, cooperation,...
read more
Reply from Owner
February 6th, 2026 12:00 AM
Thank you for this 5-star review. Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. We hope you are enjoying your new home. Thanks again.
John was a Godsend! He was right there the entire time ! Always answered our questions even on weekends! We enjoyed our experience with him!
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for this glowing review, Debby! We're ecstatic you had such a wonderful experience with John. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
I was very satisfied with the assistance that I received from Dawn Orbits! Although it’s business she makes you feel like family and really tries her best to make sure all of your questions and concerns are addressed while making the home buying...
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Reply from Owner
January 8th, 2026 10:57 AM
Thank you for the 5-star review, Tristan! We are glad to hear Dawn helped make your homebuying process stress-free. She is an excellent loan originator and always makes her clients' questions a priority. We hope you continue to work with her...
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They are a great team and always responsive and committed. I am very happy that I met your team and you helped me to succeed. thank you
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for this 5-star review, Parisa! Here at Waterstone Mortgage, the customer always comes first, and providing excellent customer service is our top priority. Thanks again.
I have bought a few houses in my time, each experience different. The team at Waterstone Mortgage is incredible. They are up front and honest efficient, professional, very knowledgeable. They did communicate all needs, and their processes are...
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Reply from Owner
January 8th, 2026 10:57 AM
We ❤️ your review, Chad! We value our client relationships above all, and we're glad our team was able to get you into your new home. Don't be a stranger.
I have bought a few houses in my time, each experience different. The team at Waterstone Mortgage is incredible. They are up front and honest efficient, professional, very knowledgeable. They did communicate all needs, and their processes are...
read more
Reply from Owner
February 6th, 2026 12:00 AM
We ❤️ your review, Chad! We value our client relationships above all, and we're glad our team was able to get you into your new home. Don't be a stranger.
Absolutely would recommend using this mortgage company! We were having a horrible time with lender who wanted us to wait 30-60 days to close! And Jeff and his crew at Waterstone had us close in 10 days! Very knowledgeable and helpful along...
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Reply from Owner
January 8th, 2026 10:57 AM
Thank you for the 5-star rating and review, Samantha! We are glad that Jeff and his team were able to help you close on time, within your deadline. We appreciate your recommendation and hope to work with you again, should you have any future...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions