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Neal Tipton
Branch Manager | NMLS #188890
New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Good job very smooth
Reply from Neal Tipton
April 25th, 2025 10:24 PM
I'm glad to hear that your experience was smooth, Michael. It was a pleasure assisting you at Waterstone Mortgage. Thank you for your positive feedback!
Great service over all and i thank you for your help in this proces.
Reply from Neal Tipton
April 2nd, 2025 03:15 PM
I'm thrilled to hear that you had a great experience with the service. Thank you for your kind words, Harry. It was a pleasure assisting you throughout the process.
David Blair and Molly Palensky were thorough, helpful, and exceptionally quick at responding to any questions or inquiries that we had. The customer service was wonderful and we are very pleased to have worked with such a great company. David...
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Reply from Neal Tipton
March 28th, 2025 02:01 PM
We are thrilled to hear about your positive experience with David Blair and Molly Palensky. It's wonderful that their thoroughness and quick responses contributed to your satisfaction. We take pride in providing exceptional customer service,...
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Dave and the team at Waterstone made my home buying purchase easy and stress free.
Reply from Owner
January 8th, 2026 11:00 AM
Thank you for sharing, Lyle! We're thrilled to hear everything went so smoothly with your homebuying with the help of Dave and his team. We hope to work with you again in the future.
Tom and Kristie were best in class! Their warm professionalism, compassionate patience and clear path to funding was second to none. They are two pros of the highest caliber. I will recommend them to any of my clients, friends and family without...
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Reply from Owner
January 8th, 2026 10:57 AM
Thank you for your review, Phil! The team and I were thrilled we were able to provide you with a positive experience. We look forward to working with you again when the time to refinance or buy a new home is right. Keep in touch.
Neal and his team were exceptional thru the whole process. They answered any questions I had and made the experience very easy
Reply from Owner
January 8th, 2026 10:57 AM
Thank you for taking the time to write this review, Steven! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Neal and his team.
David Blair made this experience 10/10 for me. He was knowledgable, responsive, and patient with my many questions. Working with him set my offer apart as everyone who has business with him and Neil want to do business with them again because...
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Reply from Owner
January 8th, 2026 10:57 AM
Thank you for taking the time to write this review, Dave! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Neil and his team.
David Blair made this experience 10/10 for me. He was knowledgable, responsive, and patient with my many questions. Working with him set my offer apart as everyone who has business with him and Neil want to do business with them again because...
read more
Reply from Owner
February 6th, 2026 12:00 AM
Thank you for taking the time to write this review, Dave! Providing excellent customer service, throughout the process, is always our top priority. We're glad you received nothing but the best from Neil and his team.
We worked with Dave Shelor from Waterstone. He was amazing throughout - ready to respond every time we needed something, willing to take time on the phone talk through things we didn't understand, and provided us with all the information we...
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Reply from Owner
January 8th, 2026 10:57 AM
Thank you for this glowing review, Scott! We're ecstatic you had such a wonderful experience with Dave. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
We worked with Dave Shelor from Waterstone. He was amazing throughout - ready to respond every time we needed something, willing to take time on the phone talk through things we didn't understand, and provided us with all the information we...
read more
Reply from Owner
February 6th, 2026 12:00 AM
Thank you for this glowing review, Scott! We're ecstatic you had such a wonderful experience with Dave. We look forward to working with you again in the future should you have any purchase or refinance needs. Thanks again.
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)
Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions