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Neal Tipton
Branch Manager | NMLS #188890


New York University
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and inves... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Neal Tipton was such a delight to work with! My husband and I are first time home buyers and Neal made the entire process such a breeze! He is extremely knowledgeable and helped us get the best possible deal. I am so grateful our realtor referred...
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Reply from Neal Tipton
July 11th, 2025 06:52 PM
Teresa, thank you for sharing your experience with Neal and his team. We're thrilled to hear that, as first-time home buyers, you found hiss guidance both knowledgeable and supportive in securing a great deal. It's wonderful to know the process...
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David was extremely helpful and a pleasure to work with on our new home purchase. Highly recommend!
Reply from Owner
June 11th, 2025 07:12 PM
I'm delighted to hear that your experience was positive during your new home purchase. It was a pleasure assisting you, and we appreciate your recommendation.
Great communication. Easy to understan.
Reply from Neal Tipton
May 9th, 2025 12:24 PM
I'm thrilled to hear that you found the communication clear and easy to understand. It was a pleasure assisting you. Thank you for your positive feedback!
Neal Tipton was such a delight to work with! My husband and I are first time home buyers and Neal made the entire process such a breeze! He is extremely knowledgeable and helped us get the best possible deal. I am so grateful our realtor referred...
read more
Reply from Owner
June 11th, 2025 07:13 PM
We are thrilled to hear about your positive experience with Neal Tipton at Waterstone Mortgage. Assisting first-time home buyers like you and your husband with a seamless and stress-free process is our top priority. We appreciate your kind...
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Neal was extremely knowledgeable and gave us a lot of insight into our first home buying process. He was fast and thorough, and made sure no stone was left unturned. I highly recommend him for all your morgage needs. He was such a pleasure...
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Reply from Neal Tipton
May 8th, 2025 01:15 PM
I'm delighted to hear that your first home buying process was both insightful and seamless. It was a pleasure assisting you, and I appreciate your recommendation. If you have any more questions in the future, feel free to reach out.
It wax a fast process for me. And Neal especially looked out for us with the insurance claims. Good communication.
Reply from Neal Tipton
May 3rd, 2025 09:36 PM
I'm glad to hear that the process was swift and that you felt supported with the insurance claims. It was a pleasure assisting you, and I appreciate your positive feedback on our communication.
Very fast peocess and broke everything down into great detail for us as first time homebuyers, amazing to work with!
Reply from Neal Tipton
May 1st, 2025 11:21 PM
I'm thrilled to hear that the process was fast and detailed for you as first-time homebuyers. It was a pleasure working with you, and I appreciate your kind words.
Neal and his team made the home buying experience easy. They answered all my questions in a timely fashion and explained in a way that was easy to understand so there was no confusion on what to expect along the way. Highly recommend.
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Reply from Neal Tipton
May 1st, 2025 09:03 AM
I'm thrilled to hear that your home buying experience was smooth and that we could address all your questions effectively. It was a pleasure assisting you, and I truly appreciate your recommendation.
Working with Jeffrey Leadmon at Waterstone Mortgage was one of the best decisions I made during my home-buying journey. From our very first conversation, Jeffrey impressed me with his deep expertise and clear communication. He took the time...
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Reply from Neal Tipton
June 11th, 2025 07:16 PM
We appreciate your glowing feedback, Albert. It's wonderful to hear about your exceptional experience with Jeff. Your satisfaction with his expertise, communication, and dedication is exactly what we strive for. We are thrilled to know that...
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Neal Tipton has received a review with 4 star rating from Aaron S
Reply from Owner
June 11th, 2025 07:16 PM
We appreciate your feedback and are glad to see a positive rating for Neal Tipton at Waterstone Mortgage. Your satisfaction is important to us, and we value any insights you may have. If there are specific areas where we can improve your experience,...
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About
Neal Tipton has helped homebuyers and homeowners navigate mortgage financing since 2006. Rooted in Southern Maryland, he specializes in loans for first-time and move-up buyers, VA borrowers, jumbo clients, self-employed borrowers, and investors. . He holds a BS in Finance and Marketing from NYU. Outside work, Neal enjoys investing, travel, astronomy, rocketry, and LEGO. Neal has held memberships with the Southern Maryland Association of Realtors, Maryland Building Industry Association, and Mortgage Action Alliance, and is registered with the NMLS.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Financing
FHA Financing
VA Financing
USDA Rural Development Financing
Down Payment Assistance
Maryland Mortgage Program
Construction-to-Perm Financing
Jumbo Financing
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Education
- New York UniversityFinanceBachelor of Science (BS)

Positions
- Waterstone Mortgage - Branch ManagerJun 20th, 2016 - Current
Memberships
- Southern Maryland Association of Realtors
- Maryland Building Industry Association
- Mortgage Action Alliance
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Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #188890
Achievements
- 2024 President's Club Platinum Level
- 2023 President's Club
- 2022 President's Club
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Disclaimer
State of Alabama Licensee Exempt. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions