Nate Smith
Mortgage Sales Manager - Central Virginia Region| ...
With over 25 years of experience & a relatable approach make Nate Smith a trusted guide for your Richmond homeownership journey. He educates clients (first-time buyers & investors) & prioritizes clear communication to ensure a smooth, posit... Show More
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Nate worked very well for me and my family , under a tight timeline, to get our new home financed and closed. We are very happy.
Reply from Nate Smith
February 11th, 2025 05:31 PM
Thank you for your feedback! I have enjoyed working with you,
Seamless experience, always kept updated on all phases of the process.
Reply from Owner
January 9th, 2026 11:08 AM
Thank you, Brian! I'm glad that I was able to provide a seamless experience for you! Thank you for trusting me and the Towne First team!
Very seamless experience. And Sheryl had a lot of patience with me sending her the needed documents. Thank you all
Reply from Nate Smith
October 9th, 2024 04:12 PM
Thank you for your feedback! I have enjoyed working with you,
Nate was great answering all of my picky and curious questions. We also received frequent updates on all activities as it related to the process. We also liked how everything was done electrotonically through the portal.
Reply from Owner
January 9th, 2026 11:08 AM
Thank you, Brian! I'm glad that I was able to play a role in your home purchase
Nate was great answering all of my picky and curious questions. We also received frequent updates on all activities as it related to the process. We also liked how everything was done electrotonically through the portal.
Reply from Nate Smith
August 26th, 2024 01:03 PM
Your feedback fuels our dedication to excellence. We're here to help with all your future mortgage needs.
Nate and his wonderful team at Towne First Mortgage made our home buying process smooth and easy! This team did a phenomenal job at ensuring we stayed on top of our paperwork, and ensured we reviewed and understood each document that was assigned...
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Working with Nate was nothing short of a wonderful, valuable, and educational experience. My partner and I thoroughly enjoyed workign with Nate and being able to meet him during this process. We have found a true financial partner in him to...
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Reply from Nate Smith
April 18th, 2024 01:46 PM
Your review means the world to us. We're here to support you every step of the way.
The team is very knowledgeable and professional with a quick turnaround to get the process completed as quick as possible. Highly recommend and encourage people to do business with this team!!!
Reply from Nate Smith
April 3rd, 2024 10:47 PM
We're grateful for your positive review and hope to work together again in the future.
Communication was great and a very overall experience!
Reply from Owner
January 9th, 2026 10:40 AM
Thank you, Sharon!
Great communication and enjoyable experience
Reply from Nate Smith
April 2nd, 2024 02:07 PM
We're delighted to have exceeded your expectations. Your satisfaction drives us to do our best.
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About
With over 25 years of experience & a relatable approach make Nate Smith a trusted guide for your Richmond homeownership journey. He educates clients (first-time buyers & investors) & prioritizes clear communication to ensure a smooth, positive experience. Towne First Mortgage treats every borrower like family - that's Nate's dedication too! Contact Nate today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Vice President/Sales ManagerFeb 1st, 2016 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 269067
Disclaimer
Towne First Mortgage. NMLS 1609478. Equal Housing Lender.
Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne First Mortgage mortgage loan officers live in your communities and know the area.
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