Nate Smith
Mortgage Sales Manager - Central Virginia Region| ...
With over 25 years of experience & a relatable approach make Nate Smith a trusted guide for your Richmond homeownership journey. He educates clients (first-time buyers & investors) & prioritizes clear communication to ensure a smooth, posit...... Show More
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We are so pleased to be in our new home! Nate helped us every step of the way and answered all of our questions. He worked very hard to make our loan experience as easy as possible.
Reply from Nate Smith
August 25th, 2024 11:03 AM
Your review is greatly appreciated. We're excited to continue being your trusted lender.
Nate did a great job leading us through the lending process for our recent home purchase. He demonstrated an abundance of skill, experience, and insight with the market. Would highly recommend him to anyone seriously considering buying a new...
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Reply from Owner
January 9th, 2026 10:39 AM
Thank you, Craig! I appreciate you trusting me and your team to guide you through the process! We are always here if you ever need anything else!
Nate Smith has received a review with 5 star rating from Paul M
Reply from Owner
April 15th, 2026 02:49 PM
Your review means the world to us. We're here to support you every step of the way.
Very happy with the process
Nate made it very easy
Reply from Nate Smith
April 13th, 2026 12:38 PM
Thank you Paul for your review, and your business! Loved working with you and I hope the new home creates some great memories for you and the kids and grandkids. Enjoy it!
Great communication through the entire process .
Reply from Nate Smith
April 6th, 2026 04:40 PM
We're thrilled to hear you had a great experience with us! Your satisfaction is our top priority.
They are wonderful people and very understanding they will work with you to the end I know a good mortgage bank Mr. Nate Smith is the Mann!
Reply from Owner
February 26th, 2026 02:06 PM
Nate, your feedback is truly valued. I'm dedicated to providing exceptional service for all your mortgage needs.
Everyone was so understanding and hopeful if you run onto a road block thry will help you figure it out I promise you and they are fair
Reply from Nate Smith
February 17th, 2026 03:53 PM
Your review is greatly appreciated. We're excited to continue being your trusted lender.
Timly responses and insightful advice. couldn't have done it without Nate.
Reply from Nate Smith
December 1st, 2025 08:17 PM
We're grateful for your positive words. We're here to provide support for all your mortgage needs.
Nate (and team) were all very responsive and so helpful with my first time home buying experience. Needless to say, I had a LOT of questions and they were always quick to respond. Couldn't have asked for a better team :)
Reply from Nate Smith
November 17th, 2025 02:10 PM
We're honored by your positive review. Feel free to reach out to us anytime you need assistance.
It was nice meeting with Abby and Tammy they are great but in loan process I feel ok. Thanks.🙏
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About
With over 25 years of experience & a relatable approach make Nate Smith a trusted guide for your Richmond homeownership journey. He educates clients (first-time buyers & investors) & prioritizes clear communication to ensure a smooth, positive experience. Towne First Mortgage treats every borrower like family - that's Nate's dedication too! Contact Nate today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
442
/850
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Positions
- TowneBank Mortgage - Vice President/Sales ManagerFeb 1st, 2016 - Current
Addresses and Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 269067
Disclaimer
Towne First Mortgage. NMLS 1609478. Equal Housing Lender.
Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne First Mortgage mortgage loan officers live in your communities and know the area.
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