Nate Smith
Mortgage Sales Manager - Central Virginia Region| ...
With over 25 years of experience & a relatable approach make Nate Smith a trusted guide for your Richmond homeownership journey. He educates clients (first-time buyers & investors) & prioritizes clear communication to ensure a smooth, posit...... Show More
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Reviews from Web
We are so pleased to be in our new home! Nate helped us every step of the way and answered all of our questions. He worked very hard to make our loan experience as easy as possible.
Reply from Nate Smith
August 25th, 2024 11:03 AM
Your review is greatly appreciated. We're excited to continue being your trusted lender.
Nate did a great job leading us through the lending process for our recent home purchase. He demonstrated an abundance of skill, experience, and insight with the market. Would highly recommend him to anyone seriously considering buying a new...
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Reply from Owner
January 9th, 2026 10:39 AM
Thank you, Craig! I appreciate you trusting me and your team to guide you through the process! We are always here if you ever need anything else!
Nate was a pleasure to work with from start to finish. His communication was timely and consistent, we got all of our questions answered, and we are very satisfied with the results. We’ll be recommending Nate and his team to anyone looking...
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Reply from Nate Smith
July 3rd, 2026 03:13 PM
Nate & Nia, thank you so much for your review, and thank you for allowing TowneBank Mortgage to assist with the purchase of your first home. I hope you and Nia create some great family memories in your new home! It was a real pleasure working...
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Nate was a pleasure to work with start to finish. The communication was timely and clear, we got all of our questions andwered and are very satisfied with the result. We'll be recomending Nate and Townebank to anyone we know needing a mortgage....
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Everything was clearly explained and the portal made it so easy.
Reply from Nate Smith
June 18th, 2026 03:03 PM
Your feedback fuels our dedication to excellence. We're here to help with all your future mortgage needs.
Top notch experience with Nate and his team...extremely satisfied and impressed!
Reply from Nate Smith
June 3rd, 2026 06:35 PM
Dave, it was such a pleasure to work with you and Tina. I hope you enjoy that new home!
Nate is the best - to making the process super easy, to using innovative ways to keep us up to date on the status of our loan, we couldn't have asked for better service!Also grateful to him for taking the time to answer our questions - and...
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Reply from Owner
June 3rd, 2026 06:39 PM
Tristan, I enjoyed working with you and Maura!!! Working with you all was a real treat for me and the team. I hope your first home gives you years of great memories, and I appreciate you and Maura, and the entire Towne family appreciates your...
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Nate is the best - to making the process super easy, to using innovative ways to keep us up to date on the status of our loan, we couldn't have asked for better service! Also grateful for him taking the time to answer our questions - and breaking...
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Reply from Nate Smith
June 4th, 2026 02:19 PM
We're delighted that you had a positive experience with us. Count on us for all your future mortgage endeavors.
Nate Smith has received a review with 5 star rating from Paul M
Reply from Owner
April 15th, 2026 02:49 PM
Your review means the world to us. We're here to support you every step of the way.
Very happy with the process
Nate made it very easy
Reply from Nate Smith
April 13th, 2026 12:38 PM
Thank you Paul for your review, and your business! Loved working with you and I hope the new home creates some great memories for you and the kids and grandkids. Enjoy it!
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About
With over 25 years of experience & a relatable approach make Nate Smith a trusted guide for your Richmond homeownership journey. He educates clients (first-time buyers & investors) & prioritizes clear communication to ensure a smooth, positive experience. Towne First Mortgage treats every borrower like family - that's Nate's dedication too! Contact Nate today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
443
/850
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Positions
- TowneBank Mortgage - Vice President/Sales ManagerFeb 1st, 2016 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 269067
Disclaimer
Towne First Mortgage. NMLS 1609478. Equal Housing Lender.
Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne First Mortgage mortgage loan officers live in your communities and know the area.
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