Nate Smith
Mortgage Sales Manager - Central Virginia Region| ...
With over 25 years of experience & a relatable approach make Nate Smith a trusted guide for your Richmond homeownership journey. He educates clients (first-time buyers & investors) & prioritizes clear communication to ensure a smooth, posit... Show More
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Nate Smith has received a review with 5 star rating from Paul M
Reply from Owner
April 15th, 2026 02:49 PM
Your review means the world to us. We're here to support you every step of the way.
Very happy with the process
Nate made it very easy
Reply from Nate Smith
October 28th, 2026 08:03 PM
Thank you Paul for your review, and your business! Loved working with you and I hope the new home creates some great memories for you and the kids and grandkids. Enjoy it!
Great communication through the entire process .
Reply from Nate Smith
October 28th, 2026 08:03 PM
We're thrilled to hear you had a great experience with us! Your satisfaction is our top priority.
They are wonderful people and very understanding they will work with you to the end I know a good mortgage bank Mr. Nate Smith is the Mann!
Reply from Owner
February 26th, 2026 02:06 PM
Nate, your feedback is truly valued. I'm dedicated to providing exceptional service for all your mortgage needs.
Everyone was so understanding and hopeful if you run onto a road block thry will help you figure it out I promise you and they are fair
Reply from Nate Smith
October 28th, 2026 08:03 PM
Your review is greatly appreciated. We're excited to continue being your trusted lender.
Timly responses and insightful advice. couldn't have done it without Nate.
Reply from Nate Smith
October 28th, 2026 08:03 PM
We're grateful for your positive words. We're here to provide support for all your mortgage needs.
Nate (and team) were all very responsive and so helpful with my first time home buying experience. Needless to say, I had a LOT of questions and they were always quick to respond. Couldn't have asked for a better team :)
Reply from Nate Smith
October 28th, 2026 08:03 PM
We're honored by your positive review. Feel free to reach out to us anytime you need assistance.
It was nice meeting with Abby and Tammy they are great but in loan process I feel ok. Thanks.🙏
Kaitlyn Taylor was absolutely amazing. Was gladly recommend her to anyone in need of a mortgage loan. By far the greatest banking/lending experience I have ever had.
Reply from Nate Smith
October 28th, 2026 08:03 PM
We're delighted to have exceeded your expectations. Your satisfaction drives us to do our best.
Kaitlyn was awesome to work with. 10 out of 10!!!
Reply from Nate Smith
October 28th, 2026 08:03 PM
Thank you for choosing us for your mortgage needs. Your positive review encourages us to keep delivering excellence.
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About
With over 25 years of experience & a relatable approach make Nate Smith a trusted guide for your Richmond homeownership journey. He educates clients (first-time buyers & investors) & prioritizes clear communication to ensure a smooth, positive experience. Towne First Mortgage treats every borrower like family - that's Nate's dedication too! Contact Nate today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Vice President/Sales ManagerFeb 1st, 2016 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 269067
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