Nate Smith
Mortgage Sales Manager - Central Virginia Region| ...
With over 25 years of experience & a relatable approach make Nate Smith a trusted guide for your Richmond homeownership journey. He educates clients (first-time buyers & investors) & prioritizes clear communication to ensure a smooth, posit... Show More
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Nate was always available and very personable. He definitely made the experience easier.
Reply from Nate Smith
March 22nd, 2024 04:35 PM
We're delighted to have met your expectations. We look forward to serving you again in the future.
Very appreciative that we had the benefit of your knowledge and experience. Thanks for the steady hand in leading us through this process.
Reply from Nate Smith
January 6th, 2024 04:22 AM
Thank you for sharing your positive experience with us! We look forward to serving you in the future.
This was a hard loan to get closed, but Nate never gave up even when I was ready to. Nate was and always been there to help people regardless of what the loan amount or anything is.
Nate's communication, professionalism, and knowledge of the mortgage industry made the loan process a breeze. He and his team were on top it from start to finish. I recommend Nate regularly to friends and family and they are always satisfied!...
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Ben was always available and communicated throughout the process to ensure we made informed decision.
Everything went as well as could be expected.
Nate was very attentive to our needs in purchasing our first home. He answered all of our questions not only promptly but thoroughly. We truly appreciate how hard he worked for us. It did not go unnoticed. We can't thank him enough.
Worked with Ben through the Whole process!
Excellent customer service and professionalism
Reply from Owner
January 9th, 2026 10:34 AM
Thank you!
Although I had no communication with Nate Smith himself - I dealt with Ben through the entire process! Ben made the process seem simple and doable. He answered my questions in ways that i could understand, AND when i had to ask the same questions...
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Ben’s ability to communicate effectively regardless of his busy schedule
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About
With over 25 years of experience & a relatable approach make Nate Smith a trusted guide for your Richmond homeownership journey. He educates clients (first-time buyers & investors) & prioritizes clear communication to ensure a smooth, positive experience. Towne First Mortgage treats every borrower like family - that's Nate's dedication too! Contact Nate today!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Vice President/Sales ManagerFeb 1st, 2016 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 269067
Disclaimer
Towne First Mortgage. NMLS 1609478. Equal Housing Lender.
Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. Towne First Mortgage mortgage loan officers live in your communities and know the area.
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