Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Everything went so smoothly
From the first email contacting Mike to inquire about the refinance process to the last email from Mike congratulating me on my closing, he and his team were incredibly efficient and extremely pleasant to work with.
Mike Tullio is my #1 recommendation for all my Real Estate Buyers. His communication skills are unmatched and his care for each unique set of circumstances and needs exceed any other lender I've worked with! That's why I chose him to help my...
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I have been dealing with Team Tullio several times and will highly recommend for any mortgage or refi transactions. There is nothing out there that can compare to the service I have received. Great job Team Tullio!
As someone that has been through this process a few times, working with Mike was a great experience! He was able to give me a solid estimate with a great rate super quickly. As per usual things popped up throughout the process and Mike and...
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Mike and his team are the best! As long as Mike is in business I will be giving him my business.
We had a great experience with Mike Tullio and his team at CrossCountry! Mike provided out-of-the-box ideas and the process was super smooth within a virtual/paperless environment. I highly recommend the Tullio team!
Always responsive and helpful, I use Mike for all of my mortgage needs! He’s able to find low rates and his customer service is second to none! You won’t be disappointed!
Mike said he could do it and he did!!! Great job Mike and your team.
Mike and his team were trustworthy, professional and always on time. I would highly recommend them and their services.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.