Mike Tullio
VP of Lending | NMLS# 208860
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The people that worked there were some of the nicest I have ever met.Treated me like I was really somebody
Great personality just wish there was more transparency.
Great response time and follow up
Mike Tullio and his team are phenomenal!! My husband and I just went through the homebuying process with them as our lender, and we were beyond impressed. They made everything extremely easy--from online documents to calling someone with questions....
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Mike was so patient and helpful with us. I was a first time home buyer and I had a lot of questions and he always took time to explain the steps and advise me on how to process this decision._x000D__x000D_His team was extremely professional,...
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Outstanding support throughout the entire process._x000D_
Every member of the Team are professional and very patient
As always Mike and his team did an amazing job. I will continue to use him for all of my mortgage needs.
Mike and his team were AWESOME! They really took the time to answer any questions or concerns we had to ensure we felt comfortable with the process every step of the way. Mike and his team made us feel confident that we made that right choice...
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The best in the business.. professional service , communication was perfect and they had me closed on time. A Pleasure to deal with and would highly recommend!
5 star customer review
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 208860
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.