Mike Carey
Senior Loan Officer | NMLS# 384158
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mike Carey team recently helped my client purchase his first home. They did a fantastic job! The process was smooth and efficient, with excellent communication throughout. If you're looking to purchase a home, give them a call. Highly recommended!...
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Reply from Owner
April 30th, 2026 05:01 PM
Lyndee,
You are the best!
Mike Carey has received a review with 5 star rating from David Z
Reply from Owner
June 30th, 2026 10:26 PM
Thanks
We had the privilege of working with Mike, Jackson and Kaylee. They were extremely helpful in guiding us through the loan to acquire our condo. We would recommend them to anyone needing a loan. Please consider using them to get your loan.
Reply from Owner
April 30th, 2026 05:02 PM
Thank You for the kind words!
Mike and his team were very professional and great to work with! I represented the buyers in a recent sale, and was beyond impressed with the communication and transparency in relation to the sale, all while keeping my clients' best interests...
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Reply from Owner
June 30th, 2026 10:27 PM
Thank you Jason!
Just closed on a house with this team and the experience was awesome. Great communication and had no issues at all. There were amazing to do business with and would recommend them to anyone.
Reply from Owner
April 30th, 2026 05:02 PM
Thank You for the kind words!
Mike and his team were wonderful to work with! They communicated throughout the loan process and made this transaction very simple and easy. I recommend Mike and team because I could tell they truly cared about getting me to the closing without...
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Reply from Owner
April 30th, 2026 05:02 PM
Thank You for the kind words!
I had the pleasure of working with Mike, Jackson, and Kaylee from the Carey Group, who helped my client obtain a loan for the purchase of a second home in Orange Beach. Their communication skills were exceptional, and they kept everyone involved...
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Reply from Owner
June 30th, 2026 10:27 PM
Thank you!
As you can see from the other reviews. Mike Carey and his team are exceptional. I recently moved to Alabama, Gulf Shores area from Indianapolis, Indiana. I had to do so much in a very short period of time, much of which had to be done over...
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Reply from Owner
April 30th, 2026 05:02 PM
Thank You for the kind words!
I bought a house in April 2023 and wound up using The Mike Carey Team for my home loan after a very bad experience with another mortgage lender. Mike was very sympathetic with what I had gone through with the other lender and took the time...
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Reply from Owner
April 30th, 2026 05:03 PM
Thank You for the kind words!
Mike and his team are amazing people to work with. Theymade what seemed impossible, possible for me and my family. He explained to me what I needed to do to get to ready to buy a house. They kept me updated and I never felt like I was in the...
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Reply from Owner
June 30th, 2026 10:28 PM
Thank you!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.