Mike Carey
Senior Loan Officer | NMLS# 384158
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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9 AM to 5 PM
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Reviews from Web
I had the great opportunity to send a client to Mike and his team for a VA loan recently. Mike has expertise in many types of loans, but he really shines with our military and veterans. What I admire and appreciate about Mike is his "bedside...
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Reply from Owner
April 30th, 2026 05:03 PM
Thank You for the kind words!
We had the absolute best experience with Mike and his team! Very helpful and went above and beyond to find answers for us and work miracles. This is our third home and was by far the easiest loan process ever. Thanks Mike!!
Reply from Owner
April 30th, 2026 05:03 PM
Thank You for the kind words!
My clients chose Mike and his team to assist with a VA Loan for their home purchase. They did a fantastic job! Great communication and professionalism. We were even able to close early for our clients! Thank you!Cory Skipper, MBA, REALTOR®Gulf...
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Reply from Owner
April 30th, 2026 05:04 PM
Thank You for the kind words!
Mike and his team are top notch! Mike, Jackson, and Mandy, you guys rock. They were reliable and highly responsive throughout the entire process and made buying our first home a breeze!
Reply from Owner
June 30th, 2026 10:28 PM
Thank you!
Mike Carey and his team are the best. They provide superior customer service, are there with you every step of the way through the process, and are always available to answer questions that might come up. I would recommend the Mike Carey Team...
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Reply from Owner
April 30th, 2026 05:04 PM
Thank You for the kind words!
Mike did an excellent processing our mortgage. With in one hour we filled out all paperwork and had our mortgage approved! I would highly recomend Mike Carey and his team.
Reply from Owner
June 30th, 2026 10:28 PM
Thank you!
Mike Carey and his team made the stressful process of applying for a home loan so easy. They were professional and helpful from start to finish, and communicated well to make sure you understood everything. They were quick to respond to any...
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Reply from Owner
September 13th, 2026 01:36 PM
Denese, it’s always a pleasure! Enjoy the new view!
😁I cant begin to say how much I would recommend Mike Carey and his fabulous team!! They helped us fulfill a lifelong dream. We will be forever grateful for them. They helped us take care of any issue and made sure we were able to have our...
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Reply from The Carey Team
April 30th, 2026 05:04 PM
Thank You for the kind words!
The Mike Carey Team made my loan process so easy! The app and website are very intuitive and user friendly, and the team responded quickly to questions. They were also available via phone call, text, and email, making it easy to communicate....
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Reply from Owner
April 30th, 2026 05:04 PM
Thank You for the kind words!
Mike, Mandy and Jackson are a wonderful home loan expert team to work with. We couldn't have asked for a better team to help us get our VA loan approved and get us into our next house. We would recommend them all day long and have mad esute...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.