Mike Carey
Senior Loan Officer | NMLS# 384158
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mike and his team helped me to fulfill my dream! My home loan process was extremely painless and now my retirement days will be spent enjoying the South Alabama sunshine and costal weather 100%. Not just a week trip anymore I am so grateful...
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Reply from Owner
April 17th, 2025 08:06 PM
Thank you Amy! it was our pleasure to serve.
Great customer and knowledge about VA Loans!
Reply from Owner
April 30th, 2026 04:57 PM
Thank you for your service.
Worked with Mike recently to help a client close on her dream vacation property and the transaction was seamless front to back! Excellent communication and organization skills from the Mike Carey Team!
Reply from Owner
April 30th, 2026 04:58 PM
Jesse,
Let's run it back. Thanks.
Mike and his team helped us get a great mortgage and rate. He clearly communicated with us through out the process. I highly recommend Mike!
Reply from Owner
April 30th, 2026 04:59 PM
Thank you for the kind words! It is appreciated.
Knowledgeable, friendly, professional. Among the best in the business!
Reply from Owner
June 30th, 2026 10:26 PM
You are the best!
As a first time investment property owner, non of this would have happened if not for this entire team! Mike worked tirelessly on so many small obstacles' that were what we thought would be impossible to overcome - yet he never gave up on this...
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Reply from Owner
April 30th, 2026 04:59 PM
I hope you are loving the beach! Enjoy!
Mike is extremely easy to work and kept me updated on each step of the mortgage process. He explained each step in easy to understand terms. Mike was always a text or phone call away. Mike gave sound advice based on his experience when decisions...
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Reply from Owner
June 30th, 2026 10:26 PM
Thank you David!
Very easy to work with. Smooth transaction and great communication! Would recommend and absolutely use again.
Reply from Owner
April 30th, 2026 05:00 PM
Thank You!
Mike Carey and his Son Jackson work diligently for all their clients, delivering results and on time or ahead of schedule closings. They are especially skilled when it comes to VA home loans and helping veterans. When it comes to referring...
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Reply from Owner
April 30th, 2026 05:00 PM
Thank you for your service. It was my Pleasure!
I've had the pleasure of working with Mike at Motto Mortgage for multiple home purchases, and I can't recommend him highly enough. Mike's professionalism and extensive experience in the mortgage industry are evident in every interaction. His...
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Reply from Owner
April 30th, 2026 05:01 PM
Noel,
It was my pleasure.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.