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Lower - Orange Beach, AL, Orange Beach, AL
Orange Beach, AL

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Mike was clear with his communication and suggestions. He made the process easy, even when there were some changes required at the end, the team made the adjustments quicklhy after communicating everything clearl, allowing us to still close...
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Mike was clear with his communication and suggestions. He made the process easy, even when there were some changes required at the end, the team made the adjustments quicklhy after communicating everything clearl, allowing us to still close...
read more
Reply from Mike Carey
August 3rd, 2026 09:25 PM
Thank you for the kind words. My team appreciates you!
Mike is Very Personable, Sends you all the information that you need and follows up on everything that he is working on for You even after closing out the loan. Mike has a Great Attitude and Highly Recommend him to Help anyone needing a loan....
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Reply from Mike Carey
August 3rd, 2026 08:19 PM
David, thank you for your kind words and recommendation. I'm glad to hear that you found the information and follow-up helpful throughout the loan process. It's great to know my efforts made a positive impact on your experience.
Mike and his team were wonderful to work with on our loan process. The communication was abundantly clear and helpful! Everything was handled quickly and in a professional manner!
Reply from Owner
July 25th, 2026 08:40 PM
Thank you for the kind words. It was my pleasure to serve!
The communication was abundantly clear and helpful! Everything was handled quickly and in a professional manner!
Reply from Mike Carey
August 1st, 2026 08:21 PM
Adrian, I'm pleased to hear that the communication was clear and helpful for you. It's good to know that everything was managed quickly and professionally. Thank you for sharing your experience!
The ability to have conversations and discuss things is important to me and that is the experience I got
Adversly, having transactional only experiences turn me off. Glad that wasn't the case with Mike.
Reply from Mike Carey
July 20th, 2026 02:12 PM
Barry,
I appreciate the feedback and enjoyed working with you. Enjoy you new slice of paradise.
Mike Carey has received a review with 5 star rating from Rhonda- L S
Reply from Owner
July 25th, 2026 08:41 PM
Thank you for the opportunity to help!
Communication back and forth. Always new what was happening. Gave me confidence that everything was being taken care of on their part.
Reply from Mike Carey
July 27th, 2026 08:45 PM
Rhonda, I'm grateful for your feedback. It's reassuring to know that you felt confident and well-informed throughout the process. Thank you for sharing your experience!
We have worked with the Carey Team (Mike Carey). As a law firm handling closings, we can say they have been great!
Reply from Owner
July 20th, 2026 02:15 PM
Holly,
You are fantastic! they way you conduct the closings id top notch! The buyers are lucking to have you assist.
Mike did such a great job with my Clients loan. It was such a smooth transaction inspite of all the moving parts.
Reply from Owner
July 15th, 2026 05:49 PM
Thank you, Stacey!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.