Mike Carey
Senior Loan Officer | NMLS# 384158
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mike was very essential in attaining our home loan, he personally answers his calls and helps clients throughout the loan process. His team was professional all throughout our home buying experience, well done. Highly recommended if you are...
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Reply from Mike Carey
September 1st, 2021 11:34 AM
Thank you James!
Mike's team was friendly, knowledgeable, and professional. Always had quick response. Saved us money! Would highly recommend.
Reply from Owner
April 30th, 2026 05:11 PM
Thank You for the kind words!
Mike's team was friendly, knowledgeable, and very professional. Always had quick response. Saved us money! Mike made the whole process easy. Would highly recommend.
Where to even start... I am not sure that my family would have been able to get this dream home of ours without the help of Mike and his team. They were truly the MVPs of the loan world and we owe them so much love! Thank you from the bottom...
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Reply from Owner
April 30th, 2026 05:11 PM
Thank You for the kind words!
Basically put a contract on our house, it required 25 days to close! Mike Carey and his team didn't miss a single day to get this accomplished! Closed our loan on day 23! Mike began the process with clear and specific goals to be completed...
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Reply from Owner
June 30th, 2026 10:32 PM
Thank you
Mike Carey and his team were 100% motivated to support our new Home Loan. Mike gave me specifics and timelines on all items required. Approval steps then submitting the items required for underwriter took less than 30 days. Mike has great people...
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Mike is an asset to the lending community. He works very hard to get his clients to their dream of home ownership. I had the pleasure of working a VA loan with him and his team. The HERO Loan program is amazing! Not only did he take care of...
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Reply from Owner
April 30th, 2026 05:12 PM
Thank You for the kind words!
I am a former Realtor. As such, I have elevated expectations for a financing partner. Unfortunately, none of the big lenders I'd worked with in the past were offering the refi loan product that I wanted. Mike Carey found that 10-year, fixed,...
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Reply from Owner
April 30th, 2026 05:13 PM
Thank You for the kind words!
What can I say? They did a complete refinance of our condo remotely with no problems.
This is actually our 2nd loan that Mike Carey's Team has helped us with. I cannot say enough about him and his team! They will work for you every step of the way. I highly recommend him and everyone on his team!
Reply from Owner
April 30th, 2026 05:13 PM
Thank You for the kind words!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.