Mike Carey
Senior Loan Officer | NMLS# 384158
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Alabamahomeloanexperts bills itself as quick, accurate and dependable. I tell you that what Mike Carey says, Mike Carey does - and then some. Even if you're disabled like I am. Hear this: Mike Carey actually decided to move his office because...
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What can you say about a remote refinance that went smoothly? Mikes team was perfect. No surprises, no issues, no hassles. Only weird thing was standing at the local UPS counter as the UPS notary went through the loan package, had never done...
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Mike is a first class loan officer on the Alabama Gulf Coast! He cares about his clients and has a ton of experience!
Reply from Owner
April 30th, 2026 05:13 PM
Thank You for the kind words!
Mike and his team did a wonderful job on our loan. We closed in less than 30 days with absolutely no hiccups! I'd recommend them to anyone!
Reply from Owner
April 30th, 2026 05:14 PM
Thank You for the kind words!
Mike and his team were Very professional helping us with our mortgage. Also, extremely personable. He knows the area and his business well. I highly recommend his services.
Reply from Owner
June 30th, 2026 10:32 PM
Thank you!
Awesome Team of people to work with - my realtor recommended Mike and his team for our mortgage needs and the process went smoothly and we were even able to close earlier than expected - they streamlined the process and had great communication...
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Reply from Owner
April 30th, 2026 05:14 PM
Thank You for the kind words!
The entire team and the whole process was smooth and FAST! We closed in under 30 days! Thanks to all for the wonderful experience, we will be using you again down the road.
Reply from Owner
April 30th, 2026 05:14 PM
Thank You for the kind words!
It has been a pleasure to work with the The Mike Carey Team. He has made my loan process seam like a walk in the park. I would recommend him to my best friends.
Reply from Anibasa Salihu Iliyasu
February 21st, 2023 01:35 AM
Wow, I love your post...I tried sending you a friend request it didn't go through please Tap on my profile you will see add friend please send me a friend request so we can be friends 🌹😘😘
Mike and his team have been absolutely fabulous to work with. He was very responsive to all of our calls and questions. We would definitely recommend him for your future mortgage business.
Reply from Owner
April 30th, 2026 05:14 PM
Thank You for the kind words!
Look no further when it comes to The Mike Carey Team. Ive been trying to get a loan for the better part of 3 years, we went through 5 different lenders in that time span & because of my self employed work & pay i had to jump through more hoops...
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Reply from Owner
June 30th, 2026 10:32 PM
You were awesome to work with!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.