Mike Carey
Senior Loan Officer | NMLS# 384158
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Were do I start Mike and his team was amazing to work with. They were very prompt and professional with getting back to me with answers of questions I had. Any time I talked to Mike it felt like I knew him for years he was very honest and right...
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Reply from Owner
April 30th, 2026 05:10 PM
Thank You for the kind words!
I have now worked with Mike for 2 purchases and a refinance. I have always had the most positive experiences with him and his team! I wouldn’t use anyone else.
Reply from Owner
June 30th, 2026 10:30 PM
Thank you for the kind words!
Mike and his team made financing our condo a breeze. They kept us updated during the process and had us ready to close on time. We would use him again if ever needed.
Mike and his team went above and beyond to help us get our new home loan. They are very straightforward and actually will call you back. Thank you Mike and all of your team.
Reply from Owner
April 30th, 2026 05:10 PM
Thank You for the kind words!
Mike has been really helpful in making my home loans close with no issues. I’ve used him now for a few of my houses, and of all the lenders I’ve done business with, he was the easiest time I had in closing on any home. Will continue to do business...
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Reply from Owner
June 30th, 2026 10:31 PM
Thsnk you!
Amazing team to work with! Our refinance was seemless and quick. They answered all my questions, regardless of how simple they were.
If you are in the need of a loan regardless of the type, they are your best choice!.
Reply from Owner
April 30th, 2026 05:10 PM
Thank You for the kind words!
Mike and his team made the process so easy for the purchase of our second home in Gulf Shores. I would highly recommend him.
Reply from Owner
October 18th, 2021 09:17 PM
Thanks for the review Dan! Happy to help!
Working with Mike Carey is fantastic. He’s a genuine person who cares about you as a customer. His customer service goes a long way. Would HIGHLY recommend him!
Reply from Owner
April 30th, 2026 05:10 PM
Thank You for the kind words!
Mike, Mandy and Tyler are simply THE BEST! We have bought and sold many homes over the years and this team has been the most proactive and responsive mortgage team. They work EXTREMELY hard and are dedicated to their job. They are always there...
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Reply from Owner
April 30th, 2026 05:11 PM
Thank You for the kind words!
My husband and I had a great experience working with the Mike Carey Team . As first time home buyers, we had lots of questions about the process and every time we called, someone answered or returned our calls promptly. The difference between...
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Reply from Owner
April 30th, 2026 05:11 PM
Thank You for the kind words!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Positions
- Lower Mortgage - Area Sales ManagerJan 1st, 2025 - Current
Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1996
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 384158
Hobbies
- Traveling
- Golf
- Sports
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.