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Guild Mortgage - Michelle Phelps
Senior Loan Officer | NMLS# 794009
I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio l... Show More
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Overall, the home buying process was far more stressful than it needed to be due to inconsistent communication and a lack of transparency throughout the lending process.One of my biggest frustrations was that the terms we initially discussed...
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Reply from Michelle Phelps
May 11th, 2026 12:45 PM
Thank you for bringing this issue to our attention. We apologize for any inconvenience this caused you. Please know that we take your review to heart, learn from it and do better in the future. Our team will be in touch shortly to discuss and...
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Michelle was knowledgeable, professional, patient, kind, and responsive. Working with Michelle put.me at ease through a difficult process, and I will absolutely work with her again in the future!
Reply from Guild Mortgage - Michelle Phelps
April 28th, 2026 03:59 PM
thank you for trusting me to guide you through this process! so excited for you to get settled in your new home in Gunnison!
Michelle was a pleasure to work with. She went above and beyond to help us insure that our first home purchase went smoothly. I can't recommend her enough for anyone looking to buy a home.
Reply from Guild Mortgage - Michelle Phelps
March 26th, 2026 05:37 PM
I am so glad I could help make the process easier! congratulations on your awesome new home!
Michelle does a great job
Reply from Guild Mortgage - Michelle Phelps
March 16th, 2026 04:52 PM
thank you! so do you! its always good to work with you!
Michelle was absolutely amazing and so incredibly helpful during our loan process, which lasted almost 5 months. She answered so many questions with patience and kindness, worked and reworked numbers as often as we needed and it's so knowledgeable....
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Reply from Michelle Phelps
March 23rd, 2026 01:23 PM
Kelsey, navigating a 5-month loan process can be challenging, so I'm glad to hear that my support was helpful for you. I aim to provide clear information and maintain patience throughout. Thank you for your kind words and for recommending my...
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Mchelle was amazing. She went above and beyond to help me with the overwhelming (to me) process of obtaining the mortgage on my house. She kept me up to date on what was going all along the way.She gave me a list of local insurance agents to...
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Reply from Guild Mortgage - Michelle Phelps
March 9th, 2026 04:05 PM
congrats on your new home, it was wonderful to meet you! I'm still here if you have any questions going forward!
Michelle is amazing, she helped us make our dreams into a reality! She was so helpful and easy to work with. I would highly recomend Michelle Phelps & Guild Mortgage for all your home buying needs. 5 Stars!
Reply from Guild Mortgage - Michelle Phelps
February 27th, 2026 10:16 PM
it was my pleasure to work with you! enjoy your awesome new house and let me know if you ever have any questions- I'm still here for you!
Michelle Phelps goes above and beyond. She is a true professional while also making all parties involved comfortable with their options and is dedicated to finding solutios. I HIGHLY recommend working with MIchelle!
Reply from Guild Mortgage - Michelle Phelps
February 26th, 2026 05:28 PM
it was wonderful to work together on this transaction and I hope we get to do business again soon!
Michelle is always on the ball, transparant and never misses a beat!
Reply from Guild Mortgage - Michelle Phelps
February 10th, 2026 08:24 PM
thank you! your feedback is so appreciated!
Michelle is very responsive and knowledgeable and really cares about providing the highest level of service. Very much appreciated!
Reply from Guild Mortgage - Michelle Phelps
February 5th, 2026 06:11 PM
it was wonderful to work with you too! lets do it again soon!
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About
I’ve been in mortgage banking now for over 30 years. I have experience with every loan type there is- jumbo loans, conventional loans, VA, FHA, USDA, CHFA loans, down payment assistance, first time home buyer programs, brokered portfolio loans, loans for self-employed borrowers, ITIN loan programs, condo loans, investment property financing, Deed restricted properties, seasonal access properties, larger acreage properties, and reverse loans. You can rest assured you are dealing with an industry veteran and a team who will leave no stone unturned when working with you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
Jumbo
Lock and Shop
Manufactured Homes
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Addresses and Serving Areas
Primary Serving Area
Year Started
1991
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS# 794009
Disclaimer
I am authorized to do business in the states of Arizona and Colorado. AZ BK#0018883; AZ BKBR# 1050955; AZ LO Lic.# 1043876; NMLS ID: 794009; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.